Cost of Living in Saratoga, CA
Population 30,335 · California · Data vintage 2023
(100 = US avg)
Housing prices in Saratoga cluster toward the top of the US distribution — a median of $2 million, roughly 7 times the national figure, consistent with markets dominated by nonresident and vacation-home buyers.
Saratoga sits roughly 7 miles southwest of Santa Clara — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 31% higher than Santa Clara's $1.5 million.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Saratoga
The median home value in Saratoga is $2,000,001 — 556% above the national median of $305,000. Median rent runs $3,501/month, 166% higher than the national median of $1,314/month. The median household income of $241,348/year is 224% higher than the US median of $74,580. The local unemployment rate is 3.9%, below the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Saratoga has a cost of living index of 500 versus the US average of 100, meaning it is 400% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Saratoga, CA?
Saratoga has a cost index of 500 (100 = national average). It is 400% above the national average.
What is average rent in Saratoga, CA?
The median gross rent in Saratoga is $3,501 per month based on 2023 Census data.
What is the average home price in Saratoga?
The median home value in Saratoga is $2,000,001 according to Zillow and Census data.
What is the median income in Saratoga?
The median household income in Saratoga is $241,348 per year (2023 ACS 5-year estimates).
What is the sales tax in Saratoga, CA?
The combined state and local sales tax rate in Saratoga is 8.7%. The California state income tax top rate is 13.3%.
Is Saratoga, CA affordable?
Saratoga is above average in cost of living, with an index of 500 — about 400% higher than the national average.
Saratoga at a Glance
- Population
- 30,335
- Median Income
- $241,348
- Home Value
- $2,000,001
- Median Rent
- $3,501/mo
- Unemployment
- 3.9%
- Sales Tax
- 8.7%
Nearby Cities
Explore county-level cost of living data