Cost of Living in Mather, CA

Population 4,729 · California · Data vintage 2023

171
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Mather run well above the national baseline, with a median of $574,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $140,941 place the city among the better-paid California metros.

Mather sits roughly 10 miles east of Sacramento — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 18% higher than Sacramento's $485,000.

Cost Overview

Housing 188
Rent 145

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Mather

The median home value in Mather is $573,800 — 88% above the national median of $305,000. Median rent runs $1,904/month, 45% higher than the national median of $1,314/month. The median household income of $140,941/year is 89% higher than the US median of $74,580. The local unemployment rate is 3.0%, below the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Mather has a cost of living index of 171 versus the US average of 100, meaning it is 71% more expensive.

🏠 Housing

Median Home Value
$573,800
88% above avg
Zillow Home Value
$143,932
Zillow ZHVI
Median Rent
$1,904/mo
45% above avg
Price-to-Rent Ratio
25.1x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 81.3%
Renter-occupied 18.7%

💰 Estimated Monthly Budget

Rent median rent
$1,904
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,518/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.6 min
1% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
24.7%

Commute Mode

Drove alone
66.9%
Carpooled
2.6%
Public transit
1.3%
Walked
0.9%
Work from home
24.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$140,941
89% above avg
Per Capita Income
$48,729
Unemployment Rate
3.0%
37% below avg
Poverty Rate
3.6%
Labor Force Participation
71.6%

🎓 Education

Bachelor's degree+ 27.2%
Graduate degree 11.6%

👥 Demographics

Median Age 33.7
Male median age 35.4
Female median age 31.1

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate
49.3%
Good air days/yr
133
Max AQI recorded
166
PM2.5 days
199
Ozone days

Frequently Asked Questions

What is the cost of living in Mather, CA?

Mather has a cost index of 171 (100 = national average). It is 71% above the national average.

What is average rent in Mather, CA?

The median gross rent in Mather is $1,904 per month based on 2023 Census data.

What is the average home price in Mather?

The median home value in Mather is $573,800 according to Zillow and Census data.

What is the median income in Mather?

The median household income in Mather is $140,941 per year (2023 ACS 5-year estimates).

What is the sales tax in Mather, CA?

The combined state and local sales tax rate in Mather is 8.7%. The California state income tax top rate is 13.3%.

Is Mather, CA affordable?

Mather is above average in cost of living, with an index of 171 — about 71% higher than the national average.

Mather at a Glance

Population
4,729
Median Income
$140,941
Home Value
$573,800
Median Rent
$1,904/mo
Unemployment
3.0%
Sales Tax
8.7%
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Explore county-level cost of living data

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