Cost of Living in Rancho Cordova, CA

Population 80,656 · California · Data vintage 2023

140
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

The Rancho Cordova cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $451,000, rents near $1,698 a month. Unemployment has stayed elevated relative to the national figure — 7.0% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Rancho Cordova sits roughly 13 miles east of Sacramento — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with Sacramento's $485,000 median.

Cost Overview

Housing 148
Rent 129

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Rancho Cordova

The median home value in Rancho Cordova is $451,400 — 48% above the national median of $305,000. Median rent runs $1,698/month, 29% higher than the national median of $1,314/month. The median household income of $89,120/year is 19% higher than the US median of $74,580. The local unemployment rate is 7.0%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Rancho Cordova has a cost of living index of 140 versus the US average of 100, meaning it is 40% more expensive.

🏠 Housing

Median Home Value
$451,400
48% above avg
Zillow Home Value
$531,738
Zillow ZHVI
Median Rent
$1,698/mo
29% above avg
Zillow Rent
$2,155/mo
Zillow ZORI
Price-to-Rent Ratio
22.2x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 57.2%
Renter-occupied 42.8%

💰 Estimated Monthly Budget

Rent median rent
$1,698
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,312/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
29.0 min
7% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
18.2%

Commute Mode

Drove alone
65.6%
Carpooled
11.1%
Public transit
1.1%
Walked
1.4%
Bicycle
0.6%
Work from home
18.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$89,120
19% above avg
Per Capita Income
$37,822
Unemployment Rate
7.0%
45% above avg
Poverty Rate
11.2%
Labor Force Participation
66.5%

🎓 Education

Bachelor's degree+ 21.1%
Graduate degree 9.9%

👥 Demographics

Median Age 35.4
Male median age 35.2
Female median age 35.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate
49.3%
Good air days/yr
133
Max AQI recorded
166
PM2.5 days
199
Ozone days

Frequently Asked Questions

What is the cost of living in Rancho Cordova, CA?

Rancho Cordova has a cost index of 140 (100 = national average). It is 40% above the national average.

What is average rent in Rancho Cordova, CA?

The median gross rent in Rancho Cordova is $1,698 per month based on 2023 Census data.

What is the average home price in Rancho Cordova?

The median home value in Rancho Cordova is $451,400 according to Zillow and Census data.

What is the median income in Rancho Cordova?

The median household income in Rancho Cordova is $89,120 per year (2023 ACS 5-year estimates).

What is the sales tax in Rancho Cordova, CA?

The combined state and local sales tax rate in Rancho Cordova is 8.7%. The California state income tax top rate is 13.3%.

Is Rancho Cordova, CA affordable?

Rancho Cordova is above average in cost of living, with an index of 140 — about 40% higher than the national average.

Rancho Cordova at a Glance

Population
80,656
Median Income
$89,120
Home Value
$451,400
Median Rent
$1,698/mo
Unemployment
7.0%
Sales Tax
8.7%
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🗺️ County data for California

Explore county-level cost of living data

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