Cost of Living in Coeur d'Alene, ID

Population 55,558 · Idaho · Data vintage 2023

129

Cost Index
(100 = US avg)

Page updated: April 2026 · Data vintage: 2023 ACS 5-Year

Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Coeur d'Alene lands reasonably close to national benchmarks on most cost indicators, with a median home value of $452,000 — 48% above the US figure. That makes it a useful reference point for comparing with more extreme markets in Idaho. An unemployment rate of 2.8% points to a labor market well on the tight side of the national distribution.

Located 20 miles east of Spokane Valley, Coeur d'Alene falls within that metro's commuting orbit. Median home values run roughly 31% higher than Spokane Valley's $344,000.

Cost Overview

Housing 148

Rent 101

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Coeur d'Alene

The median home value in Coeur d'Alene is $451,600 — 48% above the national median of $305,000. Median rent runs $1,328/month, 1% higher than the national median of $1,314/month. The median household income of $70,845/year is 5% lower than the US median of $74,580. The local unemployment rate is 2.8%, below the national average of 4.8%. Idaho's top state income tax rate is 5.8% and the combined sales tax is 6.0%. Overall, Coeur d'Alene has a cost of living index of 129 versus the US average of 100, meaning it is 29% more expensive.

🏠 Housing

Median Home Value

$451,600

48% above avg

Zillow Home Value

$587,565

Zillow ZHVI

Median Rent

$1,328/mo

1% above avg

Zillow Rent

$1,678/mo

Zillow ZORI

Price-to-Rent Ratio

28.3x

Favors renting

Property Tax Rate

0.7%

Effective rate

HUD Fair Market Rents by Bedroom

Studio

$752

1 BR

$822

2 BR

$982

3 BR

$1,367

4 BR

$1,643

Owner-occupied 59.7%

Renter-occupied 40.3%

💰 Estimated Monthly Budget

Rent median rent

$1,328

Groceries national estimate

$400

Utilities local estimate

$88

Transportation local gas prices

$126

Estimated Total $1,942/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚

Eggs (dozen)

$0.548

🍞

White Bread (lb)

$1.912

🥩

Ground Beef (lb)

$5.61

🚗 Transportation

Avg Commute

20.4 min

24% below avg

Gas Price

$3.145/gal

0% below avg

Work From Home

11.4%

Commute Mode

Drove alone

75.7%

Carpooled

8.6%

Public transit

0.3%

Walked

2.3%

Bicycle

0.8%

Work from home

11.4%

⚡ Utilities

Electricity

$0.176/kWh

0% below avg

📋 Taxes

State Income Tax 5.8%

Total Sales Tax 6.0%

State rate 6.0%

Avg local rate 0.0%

Property Tax 0.7%

💼 Income & Employment

Median Household Income

$70,845

5% below avg

Per Capita Income

$38,872

Unemployment Rate

2.8%

42% below avg

Poverty Rate

8.3%

Labor Force Participation

62.9%

🎓 Education

Bachelor's degree+ 18.6%

Graduate degree 11.9%

👥 Demographics

Median Age 40.1

Male median age 37.5

Female median age 42.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 32 — Good

77.3%

Good air days/yr

222

Max AQI recorded

361

PM2.5 days

Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

92%

4-Year Graduation Rate

19.2:1

Student-teacher ratio

Public schools

11,017

Total enrollment

Frequently Asked Questions

What is the cost of living in Coeur d'Alene, ID?

Coeur d'Alene has a cost index of 129 (100 = national average). It is 29% above the national average.

What is average rent in Coeur d'Alene, ID?

The median gross rent in Coeur d'Alene is $1,328 per month based on 2023 Census data.

What is the average home price in Coeur d'Alene?

The median home value in Coeur d'Alene is $451,600 according to Zillow and Census data.

What is the median income in Coeur d'Alene?

The median household income in Coeur d'Alene is $70,845 per year (2023 ACS 5-year estimates).

What is the sales tax in Coeur d'Alene, ID?

The combined state and local sales tax rate in Coeur d'Alene is 6.0%. The Idaho state income tax top rate is 5.8%.

Is Coeur d'Alene, ID affordable?

Coeur d'Alene is above average in cost of living, with an index of 129 — about 29% higher than the national average.

Coeur d'Alene at a Glance

Population: 55,558
Median Income: $70,845
Home Value: $451,600
Median Rent: $1,328/mo
Unemployment: 2.8%
Sales Tax: 6.0%

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