Cost of Living in McKinleyville, CA

Population 17,152 · California · Data vintage 2023

125
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

McKinleyville is a smaller California community of around 17000 residents, where median household incomes of $66,096 and housing costs ($414,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. Unemployment has stayed elevated relative to the national figure — 9.3% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

McKinleyville lies roughly 145 miles northwest of the nearest major metro, Chico — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 9% lower than Chico's $455,000.

Cost Overview

Housing 136
Rent 110

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in McKinleyville

The median home value in McKinleyville is $414,200 — 36% above the national median of $305,000. Median rent runs $1,441/month, 10% higher than the national median of $1,314/month. The median household income of $66,096/year is 11% lower than the US median of $74,580. The local unemployment rate is 9.3%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, McKinleyville has a cost of living index of 125 versus the US average of 100, meaning it is 25% more expensive.

🏠 Housing

Median Home Value
$414,200
36% above avg
Zillow Home Value
$483,998
Zillow ZHVI
Median Rent
$1,441/mo
10% above avg
Zillow Rent
$1,457/mo
Zillow ZORI
Price-to-Rent Ratio
24.0x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 59.4%
Renter-occupied 40.6%

💰 Estimated Monthly Budget

Rent median rent
$1,441
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,055/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.6 min
16% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.6%

Commute Mode

Drove alone
78.4%
Carpooled
8.1%
Public transit
0.5%
Walked
1.0%
Bicycle
0.1%
Work from home
9.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$66,096
11% below avg
Per Capita Income
$35,533
Unemployment Rate
9.3%
93% above avg
Poverty Rate
14.8%
Labor Force Participation
57.9%

🎓 Education

Bachelor's degree+ 23.8%
Graduate degree 13.4%

👥 Demographics

Median Age 39.2
Male median age 39.3
Female median age 39.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 32 — Good
77.8%
Good air days/yr
299
Max AQI recorded
153
PM2.5 days
190
Ozone days

Frequently Asked Questions

What is the cost of living in McKinleyville, CA?

McKinleyville has a cost index of 125 (100 = national average). It is 25% above the national average.

What is average rent in McKinleyville, CA?

The median gross rent in McKinleyville is $1,441 per month based on 2023 Census data.

What is the average home price in McKinleyville?

The median home value in McKinleyville is $414,200 according to Zillow and Census data.

What is the median income in McKinleyville?

The median household income in McKinleyville is $66,096 per year (2023 ACS 5-year estimates).

What is the sales tax in McKinleyville, CA?

The combined state and local sales tax rate in McKinleyville is 8.7%. The California state income tax top rate is 13.3%.

Is McKinleyville, CA affordable?

McKinleyville is above average in cost of living, with an index of 125 — about 25% higher than the national average.

McKinleyville at a Glance

Population
17,152
Median Income
$66,096
Home Value
$414,200
Median Rent
$1,441/mo
Unemployment
9.3%
Sales Tax
8.7%
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🗺️ County data for California

Explore county-level cost of living data

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