Cost of Living in State College, PA

Population 40,669 · Pennsylvania · Data vintage 2023

119
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

At $47,132, median household incomes in State College land roughly 37% below the US median, a gap that tends to persist across local labor-market indicators. Around 39% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.

Located 115 miles east of Pittsburgh, State College is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 114% higher than Pittsburgh's $193,000.

Cost Overview

Housing 136
Rent 94

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in State College

The median home value in State College is $414,400 — 36% above the national median of $305,000. Median rent runs $1,229/month, 6% lower than the national median of $1,314/month. The median household income of $47,132/year is 37% lower than the US median of $74,580. The local unemployment rate is 4.5%, below the national average of 4.8%. Pennsylvania's top state income tax rate is 3.1% and the combined sales tax is 6.3%. The climate averages highs of 59.1°F and lows of 38.4°F. Overall, State College has a cost of living index of 119 versus the US average of 100, meaning it is 19% more expensive.

🏠 Housing

Median Home Value
$414,400
36% above avg
Zillow Home Value
$401,831
Zillow ZHVI
Median Rent
$1,229/mo
6% below avg
Zillow Rent
$1,672/mo
Zillow ZORI
Price-to-Rent Ratio
28.1x
Favors renting
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$779
1 BR
$871
2 BR
$1,065
3 BR
$1,337
4 BR
$1,547
Owner-occupied 27.0%
Renter-occupied 73.0%

💰 Estimated Monthly Budget

Rent median rent
$1,229
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,843/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
17.1 min
37% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
13.8%

Commute Mode

Drove alone
44.2%
Carpooled
2.8%
Public transit
8.2%
Walked
26.8%
Bicycle
3.3%
Work from home
13.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.1%
Total Sales Tax 6.3%
State rate 6.0%
Avg local rate 0.3%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$47,132
37% below avg
Per Capita Income
$24,675
Unemployment Rate
4.5%
7% below avg
Poverty Rate
39.1%
Labor Force Participation
45.3%

🎓 Education

Bachelor's degree+ 27.4%
Graduate degree 43.3%

👥 Demographics

Median Age 21.4
Male median age 21.6
Female median age 21

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
59.1°F
Avg Low
38.4°F
Annual Precip
40.3"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 343847607078828173624938
Low °F 181926364655595750403123
Precip" 2.812.333.133.903.684.373.603.463.813.153.172.93

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 45 — Good
65.5%
Good air days/yr
199
Max AQI recorded
177
PM2.5 days
188
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

96%
4-Year Graduation Rate
12.5:1
Student-teacher ratio
11
Public schools
6,818
Total enrollment

Frequently Asked Questions

What is the cost of living in State College, PA?

State College has a cost index of 119 (100 = national average). It is 19% above the national average.

What is average rent in State College, PA?

The median gross rent in State College is $1,229 per month based on 2023 Census data.

What is the average home price in State College?

The median home value in State College is $414,400 according to Zillow and Census data.

What is the median income in State College?

The median household income in State College is $47,132 per year (2023 ACS 5-year estimates).

What is the sales tax in State College, PA?

The combined state and local sales tax rate in State College is 6.3%. The Pennsylvania state income tax top rate is 3.1%.

Is State College, PA affordable?

State College is above average in cost of living, with an index of 119 — about 19% higher than the national average.

What is the weather like in State College?

State College has average high temperatures of 59.1°F and average lows of 38.4°F. Annual precipitation is 40.3". Data from NOAA 1991–2020 Climate Normals.

State College at a Glance

Population
40,669
Median Income
$47,132
Home Value
$414,400
Median Rent
$1,229/mo
Unemployment
4.5%
Avg High Temp
59.1°F
Sales Tax
6.3%
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