Cost of Living in Mill Valley, CA

Population 14,064 · California · Data vintage 2023

494
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

At $2 million, the typical home in Mill Valley costs about 7× the national median, a premium characteristic of resort and luxury markets rather than primary-residence metros. At 8.4%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Geographically, Mill Valley sits roughly 10 miles west of Richmond. Median home values run roughly 208% higher than Richmond's $650,000.

Cost Overview

Housing 656
Rent 252

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Mill Valley

The median home value in Mill Valley is $2,000,001 — 556% above the national median of $305,000. Median rent runs $3,313/month, 152% higher than the national median of $1,314/month. The median household income of $208,466/year is 180% higher than the US median of $74,580. The local unemployment rate is 8.4%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Mill Valley has a cost of living index of 494 versus the US average of 100, meaning it is 394% more expensive.

🏠 Housing

Median Home Value
$2,000,001
556% above avg
Zillow Home Value
$2,016,415
Zillow ZHVI
Median Rent
$3,313/mo
152% above avg
Zillow Rent
$3,278/mo
Zillow ZORI
Price-to-Rent Ratio
50.3x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 66.1%
Renter-occupied 33.9%

💰 Estimated Monthly Budget

Rent median rent
$3,313
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,927/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.5 min
6% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
37.2%

Commute Mode

Drove alone
49.4%
Carpooled
4.8%
Public transit
2.6%
Walked
5.3%
Bicycle
0.4%
Work from home
37.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$208,466
180% above avg
Per Capita Income
$120,115
Unemployment Rate
8.4%
75% above avg
Poverty Rate
5.0%
Labor Force Participation
61.2%

🎓 Education

Bachelor's degree+ 39.7%
Graduate degree 37.4%

👥 Demographics

Median Age 47.2
Male median age 45.7
Female median age 48.1

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 34 — Good
86.8%
Good air days/yr
99
Max AQI recorded
147
PM2.5 days
212
Ozone days

Frequently Asked Questions

What is the cost of living in Mill Valley, CA?

Mill Valley has a cost index of 494 (100 = national average). It is 394% above the national average.

What is average rent in Mill Valley, CA?

The median gross rent in Mill Valley is $3,313 per month based on 2023 Census data.

What is the average home price in Mill Valley?

The median home value in Mill Valley is $2,000,001 according to Zillow and Census data.

What is the median income in Mill Valley?

The median household income in Mill Valley is $208,466 per year (2023 ACS 5-year estimates).

What is the sales tax in Mill Valley, CA?

The combined state and local sales tax rate in Mill Valley is 8.7%. The California state income tax top rate is 13.3%.

Is Mill Valley, CA affordable?

Mill Valley is above average in cost of living, with an index of 494 — about 394% higher than the national average.