Cost of Living in Millbrae, CA

Population 22,589 · California · Data vintage 2023

483
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

At $1.9 million, the typical home in Millbrae costs about 6× the national median, a premium characteristic of resort and luxury markets rather than primary-residence metros. Unemployment has stayed elevated relative to the national figure — 6.3% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Located 6 miles northwest of San Mateo, Millbrae falls within that metro's commuting orbit. Median home values run roughly 23% higher than San Mateo's $1.6 million.

Cost Overview

Housing 633
Rent 259

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Millbrae

The median home value in Millbrae is $1,929,700 — 533% above the national median of $305,000. Median rent runs $3,401/month, 159% higher than the national median of $1,314/month. The median household income of $157,567/year is 111% higher than the US median of $74,580. The local unemployment rate is 6.3%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. The climate averages highs of 66.9°F and lows of 50.6°F. Overall, Millbrae has a cost of living index of 483 versus the US average of 100, meaning it is 383% more expensive.

🏠 Housing

Median Home Value
$1,929,700
533% above avg
Zillow Home Value
$2,021,440
Zillow ZHVI
Median Rent
$3,401/mo
159% above avg
Zillow Rent
$3,734/mo
Zillow ZORI
Price-to-Rent Ratio
47.3x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 63.2%
Renter-occupied 36.8%

💰 Estimated Monthly Budget

Rent median rent
$3,401
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $4,015/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
31.9 min
18% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
19.9%

Commute Mode

Drove alone
57.9%
Carpooled
9.5%
Public transit
9.1%
Walked
1.6%
Bicycle
0.6%
Work from home
19.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$157,567
111% above avg
Per Capita Income
$76,277
Unemployment Rate
6.3%
30% above avg
Poverty Rate
6.1%
Labor Force Participation
66.1%

🎓 Education

Bachelor's degree+ 29.4%
Graduate degree 21.1%

👥 Demographics

Median Age 45.3
Male median age 42.5
Female median age 47.9

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
66.9°F
Avg Low
50.6°F
Annual Precip
19.6"
40° 50° 60° 70° 80° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 586163666872737375726458
Low °F 454648495254555656534945
Precip" 3.893.962.731.360.480.140.000.040.070.792.044.14

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 31 — Good
97.8%
Good air days/yr
71
Max AQI recorded
16
PM2.5 days
295
Ozone days

Frequently Asked Questions

What is the cost of living in Millbrae, CA?

Millbrae has a cost index of 483 (100 = national average). It is 383% above the national average.

What is average rent in Millbrae, CA?

The median gross rent in Millbrae is $3,401 per month based on 2023 Census data.

What is the average home price in Millbrae?

The median home value in Millbrae is $1,929,700 according to Zillow and Census data.

What is the median income in Millbrae?

The median household income in Millbrae is $157,567 per year (2023 ACS 5-year estimates).

What is the sales tax in Millbrae, CA?

The combined state and local sales tax rate in Millbrae is 8.7%. The California state income tax top rate is 13.3%.

Is Millbrae, CA affordable?

Millbrae is above average in cost of living, with an index of 483 — about 383% higher than the national average.

What is the weather like in Millbrae?

Millbrae has average high temperatures of 66.9°F and average lows of 50.6°F. Annual precipitation is 19.6". Data from NOAA 1991–2020 Climate Normals.