Cost of Living in Pacifica, CA

Population 37,527 · California · Data vintage 2023

332
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Pacifica run well above the national baseline, with a median of $1.2 million, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $156,819 place the city among the better-paid California metros.

Geographically, Pacifica sits roughly 6 miles south of Daly City. Median home values run roughly 11% higher than Daly City's $1.1 million.

Cost Overview

Housing 397
Rent 234

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Pacifica

The median home value in Pacifica is $1,211,700 — 297% above the national median of $305,000. Median rent runs $3,080/month, 134% higher than the national median of $1,314/month. The median household income of $156,819/year is 110% higher than the US median of $74,580. The local unemployment rate is 3.3%, below the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Pacifica has a cost of living index of 332 versus the US average of 100, meaning it is 232% more expensive.

🏠 Housing

Median Home Value
$1,211,700
297% above avg
Zillow Home Value
$1,255,426
Zillow ZHVI
Median Rent
$3,080/mo
134% above avg
Zillow Rent
$3,443/mo
Zillow ZORI
Price-to-Rent Ratio
32.8x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 68.5%
Renter-occupied 31.5%

💰 Estimated Monthly Budget

Rent median rent
$3,080
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,694/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
31.2 min
16% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
21.2%

Commute Mode

Drove alone
63.8%
Carpooled
7.0%
Public transit
5.2%
Walked
1.0%
Bicycle
0.2%
Work from home
21.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$156,819
110% above avg
Per Capita Income
$69,917
Unemployment Rate
3.3%
31% below avg
Poverty Rate
6.2%
Labor Force Participation
65.8%

🎓 Education

Bachelor's degree+ 30.4%
Graduate degree 18.1%

👥 Demographics

Median Age 44.3
Male median age 43.3
Female median age 45.9

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 31 — Good
97.8%
Good air days/yr
71
Max AQI recorded
16
PM2.5 days
295
Ozone days

Frequently Asked Questions

What is the cost of living in Pacifica, CA?

Pacifica has a cost index of 332 (100 = national average). It is 232% above the national average.

What is average rent in Pacifica, CA?

The median gross rent in Pacifica is $3,080 per month based on 2023 Census data.

What is the average home price in Pacifica?

The median home value in Pacifica is $1,211,700 according to Zillow and Census data.

What is the median income in Pacifica?

The median household income in Pacifica is $156,819 per year (2023 ACS 5-year estimates).

What is the sales tax in Pacifica, CA?

The combined state and local sales tax rate in Pacifica is 8.7%. The California state income tax top rate is 13.3%.

Is Pacifica, CA affordable?

Pacifica is above average in cost of living, with an index of 332 — about 232% higher than the national average.

Pacifica at a Glance

Population
37,527
Median Income
$156,819
Home Value
$1,211,700
Median Rent
$3,080/mo
Unemployment
3.3%
Sales Tax
8.7%
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