Cost of Living in Newton, MA

Population 88,504 · Massachusetts · Data vintage 2023

309
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Newton sits 294% above the national median — $1.2 million for the typical home — but median household incomes near $184,989 (148% above the US figure) soften the blow that similar pricing creates in lower-wage metros.

Located 6 miles southwest of Cambridge, Newton falls within that metro's commuting orbit. Median home values run roughly 16% higher than Cambridge's $1 million.

Cost Overview

Housing 394
Rent 182

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Newton

The median home value in Newton is $1,202,500 — 294% above the national median of $305,000. Median rent runs $2,388/month, 82% higher than the national median of $1,314/month. The median household income of $184,989/year is 148% higher than the US median of $74,580. The local unemployment rate is 3.3%, below the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. Overall, Newton has a cost of living index of 309 versus the US average of 100, meaning it is 209% more expensive.

🏠 Housing

Median Home Value
$1,202,500
294% above avg
Zillow Home Value
$1,490,203
Zillow ZHVI
Median Rent
$2,388/mo
82% above avg
Zillow Rent
$3,339/mo
Zillow ZORI
Price-to-Rent Ratio
42.0x
Favors renting
Property Tax Rate
1.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,429
1 BR
$1,498
2 BR
$1,963
3 BR
$2,405
4 BR
$2,811
Owner-occupied 71.0%
Renter-occupied 29.0%

💰 Estimated Monthly Budget

Rent median rent
$2,388
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,002/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
29.2 min
8% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
28.7%

Commute Mode

Drove alone
49.6%
Carpooled
5.7%
Public transit
8.8%
Walked
5.4%
Bicycle
0.8%
Work from home
28.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 1.2%

💼 Income & Employment

Median Household Income
$184,989
148% above avg
Per Capita Income
$95,106
Unemployment Rate
3.3%
31% below avg
Poverty Rate
4.7%
Labor Force Participation
65.7%

🎓 Education

Bachelor's degree+ 28.2%
Graduate degree 52.4%

👥 Demographics

Median Age 42
Male median age 40.7
Female median age 43.1

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 39 — Good
77%
Good air days/yr
101
Max AQI recorded
165
PM2.5 days
193
Ozone days

Frequently Asked Questions

What is the cost of living in Newton, MA?

Newton has a cost index of 309 (100 = national average). It is 209% above the national average.

What is average rent in Newton, MA?

The median gross rent in Newton is $2,388 per month based on 2023 Census data.

What is the average home price in Newton?

The median home value in Newton is $1,202,500 according to Zillow and Census data.

What is the median income in Newton?

The median household income in Newton is $184,989 per year (2023 ACS 5-year estimates).

What is the sales tax in Newton, MA?

The combined state and local sales tax rate in Newton is 6.3%. The Massachusetts state income tax top rate is 9.0%.

Is Newton, MA affordable?

Newton is above average in cost of living, with an index of 309 — about 209% higher than the national average.