Cost of Living in Wellesley, MA

Population 29,906 · Massachusetts · Data vintage 2023

384
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Wellesley's housing market is in a category of its own — median home values around $1.5 million sit roughly 5 times the US figure, reflecting a market driven as much by second-home and resort buyers as by year-round residents.

Geographically, Wellesley sits roughly 10 miles southwest of Cambridge. Median home values run roughly 45% higher than Cambridge's $1 million.

Cost Overview

Housing 496
Rent 217

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Wellesley

The median home value in Wellesley is $1,513,400 — 396% above the national median of $305,000. Median rent runs $2,849/month, 117% higher than the national median of $1,314/month. The median household income of $250,001/year is 235% higher than the US median of $74,580. The local unemployment rate is 3.4%, below the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. Overall, Wellesley has a cost of living index of 384 versus the US average of 100, meaning it is 284% more expensive.

🏠 Housing

Median Home Value
$1,513,400
396% above avg
Zillow Home Value
$1,976,477
Zillow ZHVI
Median Rent
$2,849/mo
117% above avg
Zillow Rent
$3,274/mo
Zillow ZORI
Price-to-Rent Ratio
44.3x
Favors renting
Property Tax Rate
1.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,429
1 BR
$1,498
2 BR
$1,963
3 BR
$2,405
4 BR
$2,811
Owner-occupied 84.0%
Renter-occupied 16.0%

💰 Estimated Monthly Budget

Rent median rent
$2,849
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,463/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
31.4 min
16% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
30.8%

Commute Mode

Drove alone
49.0%
Carpooled
4.0%
Public transit
4.9%
Walked
10.6%
Bicycle
0.2%
Work from home
30.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 1.2%

💼 Income & Employment

Median Household Income
$250,001
235% above avg
Per Capita Income
$113,079
Unemployment Rate
3.4%
30% below avg
Poverty Rate
3.2%
Labor Force Participation
58.3%

🎓 Education

Bachelor's degree+ 32.0%
Graduate degree 55.1%

👥 Demographics

Median Age 38.1
Male median age 40.5
Female median age 35.1

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 41 — Good
75.6%
Good air days/yr
136
Max AQI recorded
135
PM2.5 days
229
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

96%
4-Year Graduation Rate
12.4:1
Student-teacher ratio
10
Public schools
4,862
Total enrollment

Frequently Asked Questions

What is the cost of living in Wellesley, MA?

Wellesley has a cost index of 384 (100 = national average). It is 284% above the national average.

What is average rent in Wellesley, MA?

The median gross rent in Wellesley is $2,849 per month based on 2023 Census data.

What is the average home price in Wellesley?

The median home value in Wellesley is $1,513,400 according to Zillow and Census data.

What is the median income in Wellesley?

The median household income in Wellesley is $250,001 per year (2023 ACS 5-year estimates).

What is the sales tax in Wellesley, MA?

The combined state and local sales tax rate in Wellesley is 6.3%. The Massachusetts state income tax top rate is 9.0%.

Is Wellesley, MA affordable?

Wellesley is above average in cost of living, with an index of 384 — about 284% higher than the national average.