Cost of Living in Daly City, CA

Population 102,560 · California · Data vintage 2023

292
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Daly City run well above the national baseline, with a median of $1.1 million, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $119,570 place the city among the better-paid California metros.

Cost Overview

Housing 358
Rent 192

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Daly City

The median home value in Daly City is $1,092,700 — 258% above the national median of $305,000. Median rent runs $2,523/month, 92% higher than the national median of $1,314/month. The median household income of $119,570/year is 60% higher than the US median of $74,580. The local unemployment rate is 5.0%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Daly City has a cost of living index of 292 versus the US average of 100, meaning it is 192% more expensive.

🏠 Housing

Median Home Value
$1,092,700
258% above avg
Zillow Home Value
$1,109,396
Zillow ZHVI
Median Rent
$2,523/mo
92% above avg
Zillow Rent
$2,658/mo
Zillow ZORI
Price-to-Rent Ratio
36.1x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 60.5%
Renter-occupied 39.5%

💰 Estimated Monthly Budget

Rent median rent
$2,523
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,137/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.1 min
19% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
12.8%

Commute Mode

Drove alone
55.0%
Carpooled
12.4%
Public transit
14.1%
Walked
2.7%
Bicycle
0.2%
Work from home
12.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$119,570
60% above avg
Per Capita Income
$48,219
Unemployment Rate
5.0%
4% above avg
Poverty Rate
7.3%
Labor Force Participation
67.0%

🎓 Education

Bachelor's degree+ 29.2%
Graduate degree 8.8%

👥 Demographics

Median Age 41.7
Male median age 40.4
Female median age 43

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 31 — Good
97.8%
Good air days/yr
71
Max AQI recorded
16
PM2.5 days
295
Ozone days

Frequently Asked Questions

What is the cost of living in Daly City, CA?

Daly City has a cost index of 292 (100 = national average). It is 192% above the national average.

What is average rent in Daly City, CA?

The median gross rent in Daly City is $2,523 per month based on 2023 Census data.

What is the average home price in Daly City?

The median home value in Daly City is $1,092,700 according to Zillow and Census data.

What is the median income in Daly City?

The median household income in Daly City is $119,570 per year (2023 ACS 5-year estimates).

What is the sales tax in Daly City, CA?

The combined state and local sales tax rate in Daly City is 8.7%. The California state income tax top rate is 13.3%.

Is Daly City, CA affordable?

Daly City is above average in cost of living, with an index of 292 — about 192% higher than the national average.

Daly City at a Glance

Population
102,560
Median Income
$119,570
Home Value
$1,092,700
Median Rent
$2,523/mo
Unemployment
5.0%
Sales Tax
8.7%
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🗺️ County data for California

Explore county-level cost of living data

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