Cost of Living in Bethesda, MD

Population 67,403 · Maryland · Data vintage 2023

296
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Bethesda's housing market reflects its status as a high-earning metro: $1.1 million for a typical home, 270% above the US median, paired with household incomes around $191,348 that put it in the upper third of the state.

Bethesda sits roughly 8 miles north of Arlington — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 31% higher than Arlington's $865,000.

Cost Overview

Housing 370
Rent 185

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Bethesda

The median home value in Bethesda is $1,129,700 — 270% above the national median of $305,000. Median rent runs $2,437/month, 85% higher than the national median of $1,314/month. The median household income of $191,348/year is 157% higher than the US median of $74,580. The local unemployment rate is 3.2%, below the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. Overall, Bethesda has a cost of living index of 296 versus the US average of 100, meaning it is 196% more expensive.

🏠 Housing

Median Home Value
$1,129,700
270% above avg
Zillow Home Value
$1,127,787
Zillow ZHVI
Median Rent
$2,437/mo
85% above avg
Zillow Rent
$2,895/mo
Zillow ZORI
Price-to-Rent Ratio
38.6x
Favors renting
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,407
1 BR
$1,604
2 BR
$1,898
3 BR
$2,407
4 BR
$2,822
Owner-occupied 65.0%
Renter-occupied 35.0%

💰 Estimated Monthly Budget

Rent median rent
$2,437
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,051/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
31.3 min
16% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
35.9%

Commute Mode

Drove alone
41.1%
Carpooled
3.3%
Public transit
10.9%
Walked
5.6%
Bicycle
1.6%
Work from home
35.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$191,348
157% above avg
Per Capita Income
$118,933
Unemployment Rate
3.2%
33% below avg
Poverty Rate
4.0%
Labor Force Participation
68.4%

🎓 Education

Bachelor's degree+ 28.6%
Graduate degree 58.5%

👥 Demographics

Median Age 43.4
Male median age 42
Female median age 44.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
81.5%
Good air days/yr
165
Max AQI recorded
162
PM2.5 days
195
Ozone days

Frequently Asked Questions

What is the cost of living in Bethesda, MD?

Bethesda has a cost index of 296 (100 = national average). It is 196% above the national average.

What is average rent in Bethesda, MD?

The median gross rent in Bethesda is $2,437 per month based on 2023 Census data.

What is the average home price in Bethesda?

The median home value in Bethesda is $1,129,700 according to Zillow and Census data.

What is the median income in Bethesda?

The median household income in Bethesda is $191,348 per year (2023 ACS 5-year estimates).

What is the sales tax in Bethesda, MD?

The combined state and local sales tax rate in Bethesda is 6.0%. The Maryland state income tax top rate is 5.8%.

Is Bethesda, MD affordable?

Bethesda is above average in cost of living, with an index of 296 — about 196% higher than the national average.