Cost of Living in Laguna Niguel, CA
Population 64,023 · California · Data vintage 2023
(100 = US avg)
Laguna Niguel's housing market reflects its status as a high-earning metro: $1.1 million for a typical home, 268% above the US median, paired with household incomes around $140,605 that put it in the upper third of the state. At 6.7%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.
Geographically, Laguna Niguel sits roughly 11 miles southeast of Irvine. Housing prices track closely with Irvine's $1.1 million median.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Laguna Niguel
The median home value in Laguna Niguel is $1,123,000 — 268% above the national median of $305,000. Median rent runs $2,819/month, 115% higher than the national median of $1,314/month. The median household income of $140,605/year is 89% higher than the US median of $74,580. The local unemployment rate is 6.7%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Laguna Niguel has a cost of living index of 307 versus the US average of 100, meaning it is 207% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Laguna Niguel, CA?
Laguna Niguel has a cost index of 307 (100 = national average). It is 207% above the national average.
What is average rent in Laguna Niguel, CA?
The median gross rent in Laguna Niguel is $2,819 per month based on 2023 Census data.
What is the average home price in Laguna Niguel?
The median home value in Laguna Niguel is $1,123,000 according to Zillow and Census data.
What is the median income in Laguna Niguel?
The median household income in Laguna Niguel is $140,605 per year (2023 ACS 5-year estimates).
What is the sales tax in Laguna Niguel, CA?
The combined state and local sales tax rate in Laguna Niguel is 8.7%. The California state income tax top rate is 13.3%.
Is Laguna Niguel, CA affordable?
Laguna Niguel is above average in cost of living, with an index of 307 — about 207% higher than the national average.
Laguna Niguel at a Glance
- Population
- 64,023
- Median Income
- $140,605
- Home Value
- $1,123,000
- Median Rent
- $2,819/mo
- Unemployment
- 6.7%
- Sales Tax
- 8.7%
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California Rankings
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