Cost of Living in San Juan Capistrano, CA

Population 34,998 · California · Data vintage 2023

259
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in San Juan Capistrano run well above the national baseline, with a median of $930,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $127,893 place the city among the better-paid California metros.

Geographically, San Juan Capistrano sits roughly 14 miles southeast of Irvine. Median home values run roughly 17% lower than Irvine's $1.1 million.

Cost Overview

Housing 305
Rent 190

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in San Juan Capistrano

The median home value in San Juan Capistrano is $929,700 — 205% above the national median of $305,000. Median rent runs $2,500/month, 90% higher than the national median of $1,314/month. The median household income of $127,893/year is 71% higher than the US median of $74,580. The local unemployment rate is 3.9%, below the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, San Juan Capistrano has a cost of living index of 259 versus the US average of 100, meaning it is 159% more expensive.

🏠 Housing

Median Home Value
$929,700
205% above avg
Zillow Home Value
$1,316,019
Zillow ZHVI
Median Rent
$2,500/mo
90% above avg
Zillow Rent
$4,093/mo
Zillow ZORI
Price-to-Rent Ratio
31.0x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 78.5%
Renter-occupied 21.5%

💰 Estimated Monthly Budget

Rent median rent
$2,500
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,114/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.7 min
6% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
15.8%

Commute Mode

Drove alone
68.2%
Carpooled
8.7%
Public transit
0.8%
Walked
3.7%
Bicycle
0.7%
Work from home
15.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$127,893
71% above avg
Per Capita Income
$60,670
Unemployment Rate
3.9%
18% below avg
Poverty Rate
7.3%
Labor Force Participation
64.8%

🎓 Education

Bachelor's degree+ 25.4%
Graduate degree 16.8%

👥 Demographics

Median Age 44.8
Male median age 44.5
Female median age 45.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 52 — Moderate
43.8%
Good air days/yr
166
Max AQI recorded
204
PM2.5 days
142
Ozone days

Frequently Asked Questions

What is the cost of living in San Juan Capistrano, CA?

San Juan Capistrano has a cost index of 259 (100 = national average). It is 159% above the national average.

What is average rent in San Juan Capistrano, CA?

The median gross rent in San Juan Capistrano is $2,500 per month based on 2023 Census data.

What is the average home price in San Juan Capistrano?

The median home value in San Juan Capistrano is $929,700 according to Zillow and Census data.

What is the median income in San Juan Capistrano?

The median household income in San Juan Capistrano is $127,893 per year (2023 ACS 5-year estimates).

What is the sales tax in San Juan Capistrano, CA?

The combined state and local sales tax rate in San Juan Capistrano is 8.7%. The California state income tax top rate is 13.3%.

Is San Juan Capistrano, CA affordable?

San Juan Capistrano is above average in cost of living, with an index of 259 — about 159% higher than the national average.

San Juan Capistrano at a Glance

Population
34,998
Median Income
$127,893
Home Value
$929,700
Median Rent
$2,500/mo
Unemployment
3.9%
Sales Tax
8.7%
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🗺️ County data for California

Explore county-level cost of living data

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