Cost of Living in Morgan Hill, CA

Population 45,152 · California · Data vintage 2023

291
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Morgan Hill's housing market reflects its status as a high-earning metro: $1.1 million for a typical home, 270% above the US median, paired with household incomes around $159,758 that put it in the upper third of the state.

Located 15 miles southeast of San Jose, Morgan Hill falls within that metro's commuting orbit. Housing prices track closely with San Jose's $1.2 million median.

Cost Overview

Housing 370
Rent 173

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Morgan Hill

The median home value in Morgan Hill is $1,127,600 — 270% above the national median of $305,000. Median rent runs $2,275/month, 73% higher than the national median of $1,314/month. The median household income of $159,758/year is 114% higher than the US median of $74,580. The local unemployment rate is 5.0%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Morgan Hill has a cost of living index of 291 versus the US average of 100, meaning it is 191% more expensive.

🏠 Housing

Median Home Value
$1,127,600
270% above avg
Zillow Home Value
$1,334,625
Zillow ZHVI
Median Rent
$2,275/mo
73% above avg
Zillow Rent
$3,592/mo
Zillow ZORI
Price-to-Rent Ratio
41.3x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 72.3%
Renter-occupied 27.7%

💰 Estimated Monthly Budget

Rent median rent
$2,275
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,889/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
38.6 min
43% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
18.8%

Commute Mode

Drove alone
66.1%
Carpooled
10.6%
Public transit
1.7%
Walked
1.4%
Bicycle
0.7%
Work from home
18.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$159,758
114% above avg
Per Capita Income
$65,671
Unemployment Rate
5.0%
4% above avg
Poverty Rate
3.9%
Labor Force Participation
67.5%

🎓 Education

Bachelor's degree+ 28.3%
Graduate degree 15.8%

👥 Demographics

Median Age 38.8
Male median age 39.3
Female median age 37.8

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 43 — Good
65.8%
Good air days/yr
134
Max AQI recorded
179
PM2.5 days
184
Ozone days

Frequently Asked Questions

What is the cost of living in Morgan Hill, CA?

Morgan Hill has a cost index of 291 (100 = national average). It is 191% above the national average.

What is average rent in Morgan Hill, CA?

The median gross rent in Morgan Hill is $2,275 per month based on 2023 Census data.

What is the average home price in Morgan Hill?

The median home value in Morgan Hill is $1,127,600 according to Zillow and Census data.

What is the median income in Morgan Hill?

The median household income in Morgan Hill is $159,758 per year (2023 ACS 5-year estimates).

What is the sales tax in Morgan Hill, CA?

The combined state and local sales tax rate in Morgan Hill is 8.7%. The California state income tax top rate is 13.3%.

Is Morgan Hill, CA affordable?

Morgan Hill is above average in cost of living, with an index of 291 — about 191% higher than the national average.

Morgan Hill at a Glance

Population
45,152
Median Income
$159,758
Home Value
$1,127,600
Median Rent
$2,275/mo
Unemployment
5.0%
Sales Tax
8.7%
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🗺️ County data for California

Explore county-level cost of living data

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