Cost of Living in San Martin, CA

Population 7,199 · California · Data vintage 2023

330
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

At $1.3 million, the typical home in San Martin costs about 4× the national median, a premium characteristic of resort and luxury markets rather than primary-residence metros.

Located 20 miles southeast of San Jose, San Martin falls within that metro's commuting orbit. Median home values run roughly 11% higher than San Jose's $1.2 million.

Cost Overview

Housing 431
Rent 177

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in San Martin

The median home value in San Martin is $1,315,900 — 331% above the national median of $305,000. Median rent runs $2,332/month, 77% higher than the national median of $1,314/month. The median household income of $156,292/year is 110% higher than the US median of $74,580. The local unemployment rate is 4.0%, below the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, San Martin has a cost of living index of 330 versus the US average of 100, meaning it is 230% more expensive.

🏠 Housing

Median Home Value
$1,315,900
331% above avg
Zillow Home Value
$317,855
Zillow ZHVI
Median Rent
$2,332/mo
77% above avg
Zillow Rent
$6,258/mo
Zillow ZORI
Price-to-Rent Ratio
47.0x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 74.7%
Renter-occupied 25.3%

💰 Estimated Monthly Budget

Rent median rent
$2,332
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,946/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
41.3 min
53% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
24.7%

Commute Mode

Drove alone
58.5%
Carpooled
7.8%
Public transit
2.0%
Walked
6.7%
Work from home
24.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$156,292
110% above avg
Per Capita Income
$60,388
Unemployment Rate
4.0%
18% below avg
Poverty Rate
6.5%
Labor Force Participation
61.3%

🎓 Education

Bachelor's degree+ 23.6%
Graduate degree 10.5%

👥 Demographics

Median Age 49.6
Male median age 48.5
Female median age 50.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 43 — Good
65.8%
Good air days/yr
134
Max AQI recorded
179
PM2.5 days
184
Ozone days

Frequently Asked Questions

What is the cost of living in San Martin, CA?

San Martin has a cost index of 330 (100 = national average). It is 230% above the national average.

What is average rent in San Martin, CA?

The median gross rent in San Martin is $2,332 per month based on 2023 Census data.

What is the average home price in San Martin?

The median home value in San Martin is $1,315,900 according to Zillow and Census data.

What is the median income in San Martin?

The median household income in San Martin is $156,292 per year (2023 ACS 5-year estimates).

What is the sales tax in San Martin, CA?

The combined state and local sales tax rate in San Martin is 8.7%. The California state income tax top rate is 13.3%.

Is San Martin, CA affordable?

San Martin is above average in cost of living, with an index of 330 — about 230% higher than the national average.

San Martin at a Glance

Population
7,199
Median Income
$156,292
Home Value
$1,315,900
Median Rent
$2,332/mo
Unemployment
4.0%
Sales Tax
8.7%
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Explore county-level cost of living data

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