Cost of Living in Oakdale, CA

Population 23,155 · California · Data vintage 2023

130
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

One of the defining characteristics of Oakdale is a long average commute — 36 minutes one way, compared to a national median of 27. The city's housing pricing is difficult to evaluate without factoring in that daily time cost. At 9.5%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 12 miles northeast of Modesto, Oakdale falls within that metro's commuting orbit. Housing prices track closely with Modesto's $416,000 median.

Cost Overview

Housing 142
Rent 112

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Oakdale

The median home value in Oakdale is $432,800 — 42% above the national median of $305,000. Median rent runs $1,471/month, 12% higher than the national median of $1,314/month. The median household income of $86,478/year is 16% higher than the US median of $74,580. The local unemployment rate is 9.5%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Oakdale has a cost of living index of 130 versus the US average of 100, meaning it is 30% more expensive.

🏠 Housing

Median Home Value
$432,800
42% above avg
Zillow Home Value
$549,636
Zillow ZHVI
Median Rent
$1,471/mo
12% above avg
Zillow Rent
$2,387/mo
Zillow ZORI
Price-to-Rent Ratio
24.5x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 63.7%
Renter-occupied 36.3%

💰 Estimated Monthly Budget

Rent median rent
$1,471
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,085/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
36.3 min
34% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.4%

Commute Mode

Drove alone
81.6%
Carpooled
11.7%
Public transit
0.1%
Walked
1.5%
Work from home
4.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$86,478
16% above avg
Per Capita Income
$36,849
Unemployment Rate
9.5%
97% above avg
Poverty Rate
13.5%
Labor Force Participation
64.1%

🎓 Education

Bachelor's degree+ 13.7%
Graduate degree 7.7%

👥 Demographics

Median Age 35.1
Male median age 35
Female median age 35.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 54 — Moderate
45.5%
Good air days/yr
150
Max AQI recorded
161
PM2.5 days
199
Ozone days

Frequently Asked Questions

What is the cost of living in Oakdale, CA?

Oakdale has a cost index of 130 (100 = national average). It is 30% above the national average.

What is average rent in Oakdale, CA?

The median gross rent in Oakdale is $1,471 per month based on 2023 Census data.

What is the average home price in Oakdale?

The median home value in Oakdale is $432,800 according to Zillow and Census data.

What is the median income in Oakdale?

The median household income in Oakdale is $86,478 per year (2023 ACS 5-year estimates).

What is the sales tax in Oakdale, CA?

The combined state and local sales tax rate in Oakdale is 8.7%. The California state income tax top rate is 13.3%.

Is Oakdale, CA affordable?

Oakdale is above average in cost of living, with an index of 130 — about 30% higher than the national average.

Oakdale at a Glance

Population
23,155
Median Income
$86,478
Home Value
$432,800
Median Rent
$1,471/mo
Unemployment
9.5%
Sales Tax
8.7%
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🗺️ County data for California

Explore county-level cost of living data

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