Cost of Living in Riverbank, CA
Population 24,881 · California · Data vintage 2023
(100 = US avg)
Riverbank sits on the smaller end of the California city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. At 6.6%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.
Geographically, Riverbank sits roughly 7 miles northeast of Modesto. Housing prices track closely with Modesto's $416,000 median.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Riverbank
The median home value in Riverbank is $442,300 — 45% above the national median of $305,000. Median rent runs $1,527/month, 16% higher than the national median of $1,314/month. The median household income of $90,216/year is 21% higher than the US median of $74,580. The local unemployment rate is 6.6%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Riverbank has a cost of living index of 133 versus the US average of 100, meaning it is 33% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Riverbank, CA?
Riverbank has a cost index of 133 (100 = national average). It is 33% above the national average.
What is average rent in Riverbank, CA?
The median gross rent in Riverbank is $1,527 per month based on 2023 Census data.
What is the average home price in Riverbank?
The median home value in Riverbank is $442,300 according to Zillow and Census data.
What is the median income in Riverbank?
The median household income in Riverbank is $90,216 per year (2023 ACS 5-year estimates).
What is the sales tax in Riverbank, CA?
The combined state and local sales tax rate in Riverbank is 8.7%. The California state income tax top rate is 13.3%.
Is Riverbank, CA affordable?
Riverbank is above average in cost of living, with an index of 133 — about 33% higher than the national average.
Riverbank at a Glance
- Population
- 24,881
- Median Income
- $90,216
- Home Value
- $442,300
- Median Rent
- $1,527/mo
- Unemployment
- 6.6%
- Sales Tax
- 8.7%
Explore county-level cost of living data
California Rankings
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