Cost of Living in Oxnard, CA

Population 201,014 · California · Data vintage 2023

181
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Oxnard sits 103% above the national median — $618,000 for the typical home — but median household incomes near $93,372 (25% above the US figure) soften the blow that similar pricing creates in lower-wage metros. Unemployment has stayed elevated relative to the national figure — 6.6% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Cost Overview

Housing 203
Rent 149

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Oxnard

The median home value in Oxnard is $617,800 — 103% above the national median of $305,000. Median rent runs $1,962/month, 49% higher than the national median of $1,314/month. The median household income of $93,372/year is 25% higher than the US median of $74,580. The local unemployment rate is 6.6%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. The climate averages highs of 69.2°F and lows of 53.3°F. Overall, Oxnard has a cost of living index of 181 versus the US average of 100, meaning it is 81% more expensive.

🏠 Housing

Median Home Value
$617,800
103% above avg
Zillow Home Value
$755,253
Zillow ZHVI
Median Rent
$1,962/mo
49% above avg
Zillow Rent
$2,965/mo
Zillow ZORI
Price-to-Rent Ratio
26.2x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 53.9%
Renter-occupied 46.1%

💰 Estimated Monthly Budget

Rent median rent
$1,962
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,576/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.2 min
1% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.6%

Commute Mode

Drove alone
75.3%
Carpooled
15.3%
Public transit
0.4%
Walked
1.2%
Bicycle
0.3%
Work from home
6.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$93,372
25% above avg
Per Capita Income
$30,413
Unemployment Rate
6.6%
38% above avg
Poverty Rate
10.8%
Labor Force Participation
67.2%

🎓 Education

Bachelor's degree+ 13.3%
Graduate degree 6.3%

👥 Demographics

Median Age 34
Male median age 33.7
Female median age 34.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
69.2°F
Avg Low
53.3°F
Annual Precip
12.9"
40° 50° 60° 70° 80° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 666566676870737474747066
Low °F 464849515458616160555047
Precip" 2.923.262.300.690.340.060.020.010.080.460.712.08

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 46 — Good
60.3%
Good air days/yr
136
Max AQI recorded
121
PM2.5 days
239
Ozone days

Frequently Asked Questions

What is the cost of living in Oxnard, CA?

Oxnard has a cost index of 181 (100 = national average). It is 81% above the national average.

What is average rent in Oxnard, CA?

The median gross rent in Oxnard is $1,962 per month based on 2023 Census data.

What is the average home price in Oxnard?

The median home value in Oxnard is $617,800 according to Zillow and Census data.

What is the median income in Oxnard?

The median household income in Oxnard is $93,372 per year (2023 ACS 5-year estimates).

What is the sales tax in Oxnard, CA?

The combined state and local sales tax rate in Oxnard is 8.7%. The California state income tax top rate is 13.3%.

Is Oxnard, CA affordable?

Oxnard is above average in cost of living, with an index of 181 — about 81% higher than the national average.

What is the weather like in Oxnard?

Oxnard has average high temperatures of 69.2°F and average lows of 53.3°F. Annual precipitation is 12.9". Data from NOAA 1991–2020 Climate Normals.

Oxnard at a Glance

Population
201,014
Median Income
$93,372
Home Value
$617,800
Median Rent
$1,962/mo
Unemployment
6.6%
Avg High Temp
69.2°F
Sales Tax
8.7%
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