Cost of Living in Lakewood, NJ

Population 69,884 · New Jersey · Data vintage 2023

172
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

$618,000 is the going rate for a typical Lakewood home, 103% over the national median. Rents of $1,647/month track the same premium. Unemployment has stayed elevated relative to the national figure — 6.8% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Lakewood is about 40 miles south of Elizabeth, the nearest large metro. Median home values run roughly 57% higher than Elizabeth's $394,000.

Cost Overview

Housing 203
Rent 125

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Lakewood

The median home value in Lakewood is $618,400 — 103% above the national median of $305,000. Median rent runs $1,647/month, 25% higher than the national median of $1,314/month. The median household income of $57,576/year is 23% lower than the US median of $74,580. The local unemployment rate is 6.8%, above the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 63.4°F and lows of 44.8°F, with about 26.6" of annual snowfall. Overall, Lakewood has a cost of living index of 172 versus the US average of 100, meaning it is 72% more expensive.

🏠 Housing

Median Home Value
$618,400
103% above avg
Zillow Home Value
$569,447
Zillow ZHVI
Median Rent
$1,647/mo
25% above avg
Zillow Rent
$2,312/mo
Zillow ZORI
Price-to-Rent Ratio
31.3x
Favors renting
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 37.0%
Renter-occupied 63.0%

💰 Estimated Monthly Budget

Rent median rent
$1,647
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,261/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
23.3 min
14% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
14.8%

Commute Mode

Drove alone
63.1%
Carpooled
13.3%
Public transit
2.2%
Walked
5.3%
Bicycle
0.2%
Work from home
14.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$57,576
23% below avg
Per Capita Income
$17,984
Unemployment Rate
6.8%
41% above avg
Poverty Rate
29.3%
Labor Force Participation
53.0%

🎓 Education

Bachelor's degree+ 17.1%
Graduate degree 14.2%

👥 Demographics

Median Age 17.3
Male median age 17.2
Female median age 17.4

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
63.4°F
Avg Low
44.8°F
Annual Precip
45.6"
Annual Snowfall
26.6"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404351637281868477665544
Low °F 242633425261676558463629
Precip" 3.292.654.003.633.994.354.424.224.053.793.204.04
Snow" 8.28.74.00.50.00.00.00.00.00.10.54.6

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
71.5%
Good air days/yr
248
Max AQI recorded
200
PM2.5 days
165
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

84%
4-Year Graduation Rate
11.5:1
Student-teacher ratio
8
Public schools
6,007
Total enrollment

Frequently Asked Questions

What is the cost of living in Lakewood, NJ?

Lakewood has a cost index of 172 (100 = national average). It is 72% above the national average.

What is average rent in Lakewood, NJ?

The median gross rent in Lakewood is $1,647 per month based on 2023 Census data.

What is the average home price in Lakewood?

The median home value in Lakewood is $618,400 according to Zillow and Census data.

What is the median income in Lakewood?

The median household income in Lakewood is $57,576 per year (2023 ACS 5-year estimates).

What is the sales tax in Lakewood, NJ?

The combined state and local sales tax rate in Lakewood is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Lakewood, NJ affordable?

Lakewood is above average in cost of living, with an index of 172 — about 72% higher than the national average.

What is the weather like in Lakewood?

Lakewood has average high temperatures of 63.4°F and average lows of 44.8°F. Annual precipitation is 45.6". Average annual snowfall is 26.6". Data from NOAA 1991–2020 Climate Normals.

Lakewood at a Glance

Population
69,884
Median Income
$57,576
Home Value
$618,400
Median Rent
$1,647/mo
Unemployment
6.8%
Avg High Temp
63.4°F
Sales Tax
6.6%
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