Cost of Living in Pacific Grove, CA

Population 15,003 · California · Data vintage 2023

295
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Pacific Grove sits 270% above the national median — $1.1 million for the typical home — but median household incomes near $105,568 (42% above the US figure) soften the blow that similar pricing creates in lower-wage metros.

Geographically, Pacific Grove sits roughly 15 miles west of Salinas. Median home values run roughly 85% higher than Salinas' $611,000.

Cost Overview

Housing 370
Rent 181

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Pacific Grove

The median home value in Pacific Grove is $1,129,400 — 270% above the national median of $305,000. Median rent runs $2,384/month, 81% higher than the national median of $1,314/month. The median household income of $105,568/year is 42% higher than the US median of $74,580. The local unemployment rate is 5.4%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. The climate averages highs of 65.8°F and lows of 48.9°F. Overall, Pacific Grove has a cost of living index of 295 versus the US average of 100, meaning it is 195% more expensive.

🏠 Housing

Median Home Value
$1,129,400
270% above avg
Zillow Home Value
$1,369,799
Zillow ZHVI
Median Rent
$2,384/mo
81% above avg
Zillow Rent
$3,060/mo
Zillow ZORI
Price-to-Rent Ratio
39.5x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 48.8%
Renter-occupied 51.2%

💰 Estimated Monthly Budget

Rent median rent
$2,384
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,998/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.5 min
17% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
18.0%

Commute Mode

Drove alone
64.7%
Carpooled
7.8%
Public transit
0.6%
Walked
5.1%
Bicycle
3.1%
Work from home
18.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$105,568
42% above avg
Per Capita Income
$66,784
Unemployment Rate
5.4%
13% above avg
Poverty Rate
7.1%
Labor Force Participation
58.0%

🎓 Education

Bachelor's degree+ 29.7%
Graduate degree 28.8%

👥 Demographics

Median Age 50.3
Male median age 49.4
Female median age 51.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
65.8°F
Avg Low
48.9°F
Annual Precip
16.2"
40° 50° 60° 70° 80° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 626263636568697071706562
Low °F 434546475052545554514643
Precip" 3.493.032.801.030.510.130.020.020.070.861.452.83

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
75.1%
Good air days/yr
115
Max AQI recorded
212
PM2.5 days
146
Ozone days

Frequently Asked Questions

What is the cost of living in Pacific Grove, CA?

Pacific Grove has a cost index of 295 (100 = national average). It is 195% above the national average.

What is average rent in Pacific Grove, CA?

The median gross rent in Pacific Grove is $2,384 per month based on 2023 Census data.

What is the average home price in Pacific Grove?

The median home value in Pacific Grove is $1,129,400 according to Zillow and Census data.

What is the median income in Pacific Grove?

The median household income in Pacific Grove is $105,568 per year (2023 ACS 5-year estimates).

What is the sales tax in Pacific Grove, CA?

The combined state and local sales tax rate in Pacific Grove is 8.7%. The California state income tax top rate is 13.3%.

Is Pacific Grove, CA affordable?

Pacific Grove is above average in cost of living, with an index of 295 — about 195% higher than the national average.

What is the weather like in Pacific Grove?

Pacific Grove has average high temperatures of 65.8°F and average lows of 48.9°F. Annual precipitation is 16.2". Data from NOAA 1991–2020 Climate Normals.

Pacific Grove at a Glance

Population
15,003
Median Income
$105,568
Home Value
$1,129,400
Median Rent
$2,384/mo
Unemployment
5.4%
Avg High Temp
65.8°F
Sales Tax
8.7%
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