Cost of Living in Palo Cedro, CA

Population 3,561 · California · Data vintage 2023

141
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Palo Cedro is a smaller California community of around 4000 residents, where median household incomes of $118,542 and housing costs ($530,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Located 60 miles northwest of Chico, Palo Cedro is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 16% higher than Chico's $455,000.

Cost Overview

Housing 174
Rent 92

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Palo Cedro

The median home value in Palo Cedro is $529,900 — 74% above the national median of $305,000. Median rent runs $1,204/month, 8% lower than the national median of $1,314/month. The median household income of $118,542/year is 59% higher than the US median of $74,580. The local unemployment rate is 5.5%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Palo Cedro has a cost of living index of 141 versus the US average of 100, meaning it is 41% more expensive.

🏠 Housing

Median Home Value
$529,900
74% above avg
Zillow Home Value
$140,562
Zillow ZHVI
Median Rent
$1,204/mo
8% below avg
Price-to-Rent Ratio
36.7x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 95.2%
Renter-occupied 4.8%

💰 Estimated Monthly Budget

Rent median rent
$1,204
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,818/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.2 min
12% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
17.3%

Commute Mode

Drove alone
76.5%
Carpooled
5.1%
Walked
1.2%
Work from home
17.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$118,542
59% above avg
Per Capita Income
$51,222
Unemployment Rate
5.5%
14% above avg
Poverty Rate
3.1%
Labor Force Participation
61.5%

🎓 Education

Bachelor's degree+ 30.1%
Graduate degree 14.3%

👥 Demographics

Median Age 41.2
Male median age 41.8
Female median age 40.8

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 45 — Good
67.7%
Good air days/yr
1435
Max AQI recorded
93
PM2.5 days
272
Ozone days

Frequently Asked Questions

What is the cost of living in Palo Cedro, CA?

Palo Cedro has a cost index of 141 (100 = national average). It is 41% above the national average.

What is average rent in Palo Cedro, CA?

The median gross rent in Palo Cedro is $1,204 per month based on 2023 Census data.

What is the average home price in Palo Cedro?

The median home value in Palo Cedro is $529,900 according to Zillow and Census data.

What is the median income in Palo Cedro?

The median household income in Palo Cedro is $118,542 per year (2023 ACS 5-year estimates).

What is the sales tax in Palo Cedro, CA?

The combined state and local sales tax rate in Palo Cedro is 8.7%. The California state income tax top rate is 13.3%.

Is Palo Cedro, CA affordable?

Palo Cedro is above average in cost of living, with an index of 141 — about 41% higher than the national average.

Palo Cedro at a Glance

Population
3,561
Median Income
$118,542
Home Value
$529,900
Median Rent
$1,204/mo
Unemployment
5.5%
Sales Tax
8.7%
View all cities in California →
🗺️ County data for California

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs