Cost of Living in Sacramento, CA

Population 524,802 · California · Data vintage 2023

147
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Sacramento is among the largest cities in California by population, with the kind of employment diversity and housing variation that comes with a major regional hub. Unemployment has stayed elevated relative to the national figure — 6.2% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Cost Overview

Housing 159
Rent 129

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Sacramento

The median home value in Sacramento is $484,600 — 59% above the national median of $305,000. Median rent runs $1,694/month, 29% higher than the national median of $1,314/month. The median household income of $83,753/year is 12% higher than the US median of $74,580. The local unemployment rate is 6.2%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Sacramento has a cost of living index of 147 versus the US average of 100, meaning it is 47% more expensive.

🏠 Housing

Median Home Value
$484,600
59% above avg
Zillow Home Value
$472,863
Zillow ZHVI
Median Rent
$1,694/mo
29% above avg
Zillow Rent
$2,005/mo
Zillow ZORI
Price-to-Rent Ratio
23.8x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 51.5%
Renter-occupied 48.5%

💰 Estimated Monthly Budget

Rent median rent
$1,694
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,308/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.2 min
1% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
17.8%

Commute Mode

Drove alone
65.5%
Carpooled
9.0%
Public transit
1.9%
Walked
2.7%
Bicycle
1.4%
Work from home
17.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$83,753
12% above avg
Per Capita Income
$42,300
Unemployment Rate
6.2%
28% above avg
Poverty Rate
14.4%
Labor Force Participation
64.8%

🎓 Education

Bachelor's degree+ 22.9%
Graduate degree 13.6%

👥 Demographics

Median Age 35.7
Male median age 34.9
Female median age 36.7

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate
49.3%
Good air days/yr
133
Max AQI recorded
166
PM2.5 days
199
Ozone days

Frequently Asked Questions

What is the cost of living in Sacramento, CA?

Sacramento has a cost index of 147 (100 = national average). It is 47% above the national average.

What is average rent in Sacramento, CA?

The median gross rent in Sacramento is $1,694 per month based on 2023 Census data.

What is the average home price in Sacramento?

The median home value in Sacramento is $484,600 according to Zillow and Census data.

What is the median income in Sacramento?

The median household income in Sacramento is $83,753 per year (2023 ACS 5-year estimates).

What is the sales tax in Sacramento, CA?

The combined state and local sales tax rate in Sacramento is 8.7%. The California state income tax top rate is 13.3%.

Is Sacramento, CA affordable?

Sacramento is above average in cost of living, with an index of 147 — about 47% higher than the national average.