Cost of Living in Marlborough, MA

Population 41,398 · Massachusetts · Data vintage 2023

148
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Marlborough lands reasonably close to national benchmarks on most cost indicators, with a median home value of $485,000 — 59% above the US figure. That makes it a useful reference point for comparing with more extreme markets in Massachusetts.

Marlborough sits roughly 14 miles east of Worcester — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 43% higher than Worcester's $340,000.

Cost Overview

Housing 159
Rent 131

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Marlborough

The median home value in Marlborough is $485,400 — 59% above the national median of $305,000. Median rent runs $1,721/month, 31% higher than the national median of $1,314/month. The median household income of $95,047/year is 27% higher than the US median of $74,580. The local unemployment rate is 5.6%, above the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. Overall, Marlborough has a cost of living index of 148 versus the US average of 100, meaning it is 48% more expensive.

🏠 Housing

Median Home Value
$485,400
59% above avg
Zillow Home Value
$567,194
Zillow ZHVI
Median Rent
$1,721/mo
31% above avg
Zillow Rent
$2,484/mo
Zillow ZORI
Price-to-Rent Ratio
23.5x
Favors renting
Property Tax Rate
1.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,429
1 BR
$1,498
2 BR
$1,963
3 BR
$2,405
4 BR
$2,811
Owner-occupied 56.2%
Renter-occupied 43.8%

💰 Estimated Monthly Budget

Rent median rent
$1,721
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,335/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.1 min
19% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
16.1%

Commute Mode

Drove alone
66.6%
Carpooled
10.7%
Public transit
0.7%
Walked
2.0%
Bicycle
0.1%
Work from home
16.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 1.2%

💼 Income & Employment

Median Household Income
$95,047
27% above avg
Per Capita Income
$46,876
Unemployment Rate
5.6%
16% above avg
Poverty Rate
9.2%
Labor Force Participation
72.6%

🎓 Education

Bachelor's degree+ 23.5%
Graduate degree 17.1%

👥 Demographics

Median Age 37.2
Male median age 37.7
Female median age 36.7

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 39 — Good
77%
Good air days/yr
101
Max AQI recorded
165
PM2.5 days
193
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

91.7%
4-Year Graduation Rate
11.9:1
Student-teacher ratio
7
Public schools
5,898
Total enrollment

Frequently Asked Questions

What is the cost of living in Marlborough, MA?

Marlborough has a cost index of 148 (100 = national average). It is 48% above the national average.

What is average rent in Marlborough, MA?

The median gross rent in Marlborough is $1,721 per month based on 2023 Census data.

What is the average home price in Marlborough?

The median home value in Marlborough is $485,400 according to Zillow and Census data.

What is the median income in Marlborough?

The median household income in Marlborough is $95,047 per year (2023 ACS 5-year estimates).

What is the sales tax in Marlborough, MA?

The combined state and local sales tax rate in Marlborough is 6.3%. The Massachusetts state income tax top rate is 9.0%.

Is Marlborough, MA affordable?

Marlborough is above average in cost of living, with an index of 148 — about 48% higher than the national average.

Marlborough at a Glance

Population
41,398
Median Income
$95,047
Home Value
$485,400
Median Rent
$1,721/mo
Unemployment
5.6%
Sales Tax
6.3%
View all cities in Massachusetts →
🗺️ County data for Massachusetts

Explore county-level cost of living data

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