Cost of Living in Santa Maria, CA

Population 109,880 · California · Data vintage 2023

150
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Santa Maria lands reasonably close to national benchmarks on most cost indicators, with a median home value of $478,000 — 57% above the US figure. That makes it a useful reference point for comparing with more extreme markets in California. Unemployment has stayed elevated relative to the national figure — 7.1% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Cost Overview

Housing 157
Rent 140

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Santa Maria

The median home value in Santa Maria is $478,200 — 57% above the national median of $305,000. Median rent runs $1,842/month, 40% higher than the national median of $1,314/month. The median household income of $84,617/year is 13% higher than the US median of $74,580. The local unemployment rate is 7.1%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. The climate averages highs of 69.6°F and lows of 47.6°F. Overall, Santa Maria has a cost of living index of 150 versus the US average of 100, meaning it is 50% more expensive.

🏠 Housing

Median Home Value
$478,200
57% above avg
Zillow Home Value
$646,467
Zillow ZHVI
Median Rent
$1,842/mo
40% above avg
Zillow Rent
$2,414/mo
Zillow ZORI
Price-to-Rent Ratio
21.6x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 51.2%
Renter-occupied 48.8%

💰 Estimated Monthly Budget

Rent median rent
$1,842
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,456/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
23.9 min
11% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.3%

Commute Mode

Drove alone
71.8%
Carpooled
18.9%
Public transit
1.6%
Walked
1.2%
Bicycle
0.3%
Work from home
5.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$84,617
13% above avg
Per Capita Income
$26,772
Unemployment Rate
7.1%
47% above avg
Poverty Rate
15.5%
Labor Force Participation
66.5%

🎓 Education

Bachelor's degree+ 11.2%
Graduate degree 4.0%

👥 Demographics

Median Age 29.3
Male median age 28.7
Female median age 29.9

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
69.6°F
Avg Low
47.6°F
Annual Precip
13.3"
40° 50° 60° 70° 80° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 656566686971737475757064
Low °F 414344454952555554504440
Precip" 2.742.852.560.930.360.060.030.010.070.541.122.05

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 45 — Good
63.6%
Good air days/yr
95
Max AQI recorded
186
PM2.5 days
170
Ozone days

Frequently Asked Questions

What is the cost of living in Santa Maria, CA?

Santa Maria has a cost index of 150 (100 = national average). It is 50% above the national average.

What is average rent in Santa Maria, CA?

The median gross rent in Santa Maria is $1,842 per month based on 2023 Census data.

What is the average home price in Santa Maria?

The median home value in Santa Maria is $478,200 according to Zillow and Census data.

What is the median income in Santa Maria?

The median household income in Santa Maria is $84,617 per year (2023 ACS 5-year estimates).

What is the sales tax in Santa Maria, CA?

The combined state and local sales tax rate in Santa Maria is 8.7%. The California state income tax top rate is 13.3%.

Is Santa Maria, CA affordable?

Santa Maria is above average in cost of living, with an index of 150 — about 50% higher than the national average.

What is the weather like in Santa Maria?

Santa Maria has average high temperatures of 69.6°F and average lows of 47.6°F. Annual precipitation is 13.3". Data from NOAA 1991–2020 Climate Normals.

Santa Maria at a Glance

Population
109,880
Median Income
$84,617
Home Value
$478,200
Median Rent
$1,842/mo
Unemployment
7.1%
Avg High Temp
69.6°F
Sales Tax
8.7%
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Explore county-level cost of living data

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