Cost of Living in Nipomo, CA

Population 17,266 · California · Data vintage 2023

192
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Nipomo's housing market reflects its status as a high-earning metro: $674,000 for a typical home, 121% above the US median, paired with household incomes around $102,382 that put it in the upper third of the state. An unemployment rate of 2.7% points to a labor market well on the tight side of the national distribution.

Geographically, Nipomo sits roughly 7 miles northwest of Santa Maria. Median home values run roughly 41% higher than Santa Maria's $478,000.

Cost Overview

Housing 221
Rent 149

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Nipomo

The median home value in Nipomo is $674,100 — 121% above the national median of $305,000. Median rent runs $1,956/month, 49% higher than the national median of $1,314/month. The median household income of $102,382/year is 37% higher than the US median of $74,580. The local unemployment rate is 2.7%, below the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. The climate averages highs of 69.6°F and lows of 47.6°F. Overall, Nipomo has a cost of living index of 192 versus the US average of 100, meaning it is 92% more expensive.

🏠 Housing

Median Home Value
$674,100
121% above avg
Zillow Home Value
$923,275
Zillow ZHVI
Median Rent
$1,956/mo
49% above avg
Price-to-Rent Ratio
28.7x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 69.4%
Renter-occupied 30.6%

💰 Estimated Monthly Budget

Rent median rent
$1,956
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,570/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.3 min
5% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.7%

Commute Mode

Drove alone
79.3%
Carpooled
9.6%
Public transit
1.0%
Walked
2.1%
Bicycle
0.1%
Work from home
6.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$102,382
37% above avg
Per Capita Income
$39,021
Unemployment Rate
2.7%
44% below avg
Poverty Rate
5.8%
Labor Force Participation
61.8%

🎓 Education

Bachelor's degree+ 16.6%
Graduate degree 8.8%

👥 Demographics

Median Age 39.3
Male median age 39.3
Female median age 39.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
69.6°F
Avg Low
47.6°F
Annual Precip
13.3"
40° 50° 60° 70° 80° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 656566686971737475757064
Low °F 414344454952555554504440
Precip" 2.742.852.560.930.360.060.030.010.070.541.122.05

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 47 — Good
56.7%
Good air days/yr
122
Max AQI recorded
115
PM2.5 days
244
Ozone days

Frequently Asked Questions

What is the cost of living in Nipomo, CA?

Nipomo has a cost index of 192 (100 = national average). It is 92% above the national average.

What is average rent in Nipomo, CA?

The median gross rent in Nipomo is $1,956 per month based on 2023 Census data.

What is the average home price in Nipomo?

The median home value in Nipomo is $674,100 according to Zillow and Census data.

What is the median income in Nipomo?

The median household income in Nipomo is $102,382 per year (2023 ACS 5-year estimates).

What is the sales tax in Nipomo, CA?

The combined state and local sales tax rate in Nipomo is 8.7%. The California state income tax top rate is 13.3%.

Is Nipomo, CA affordable?

Nipomo is above average in cost of living, with an index of 192 — about 92% higher than the national average.

What is the weather like in Nipomo?

Nipomo has average high temperatures of 69.6°F and average lows of 47.6°F. Annual precipitation is 13.3". Data from NOAA 1991–2020 Climate Normals.

Nipomo at a Glance

Population
17,266
Median Income
$102,382
Home Value
$674,100
Median Rent
$1,956/mo
Unemployment
2.7%
Avg High Temp
69.6°F
Sales Tax
8.7%
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