Cost of Living in Santa Ynez, CA

Population 4,725 · California · Data vintage 2023

304
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Santa Ynez sits 268% above the national median — $1.1 million for the typical home — but median household incomes near $117,500 (58% above the US figure) soften the blow that similar pricing creates in lower-wage metros. The labor market has been unusually tight, with unemployment around 0.7% — below most comparable cities in the state.

Santa Ynez is about 30 miles southeast of Santa Maria, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 134% higher than Santa Maria's $478,000.

Cost Overview

Housing 368
Rent 209

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Santa Ynez

The median home value in Santa Ynez is $1,121,000 — 268% above the national median of $305,000. Median rent runs $2,740/month, 109% higher than the national median of $1,314/month. The median household income of $117,500/year is 58% higher than the US median of $74,580. The local unemployment rate is 0.7%, below the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Santa Ynez has a cost of living index of 304 versus the US average of 100, meaning it is 204% more expensive.

🏠 Housing

Median Home Value
$1,121,000
268% above avg
Zillow Home Value
$343,931
Zillow ZHVI
Median Rent
$2,740/mo
109% above avg
Price-to-Rent Ratio
34.1x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 68.1%
Renter-occupied 31.9%

💰 Estimated Monthly Budget

Rent median rent
$2,740
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,354/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.6 min
13% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
23.8%

Commute Mode

Drove alone
73.8%
Walked
2.1%
Bicycle
0.1%
Work from home
23.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$117,500
58% above avg
Per Capita Income
$64,240
Unemployment Rate
0.7%
86% below avg
Poverty Rate
11.3%
Labor Force Participation
55.8%

🎓 Education

Bachelor's degree+ 21.8%
Graduate degree 13.3%

👥 Demographics

Median Age 41.7
Male median age 40.2
Female median age 42.9

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 45 — Good
63.6%
Good air days/yr
95
Max AQI recorded
186
PM2.5 days
170
Ozone days

Frequently Asked Questions

What is the cost of living in Santa Ynez, CA?

Santa Ynez has a cost index of 304 (100 = national average). It is 204% above the national average.

What is average rent in Santa Ynez, CA?

The median gross rent in Santa Ynez is $2,740 per month based on 2023 Census data.

What is the average home price in Santa Ynez?

The median home value in Santa Ynez is $1,121,000 according to Zillow and Census data.

What is the median income in Santa Ynez?

The median household income in Santa Ynez is $117,500 per year (2023 ACS 5-year estimates).

What is the sales tax in Santa Ynez, CA?

The combined state and local sales tax rate in Santa Ynez is 8.7%. The California state income tax top rate is 13.3%.

Is Santa Ynez, CA affordable?

Santa Ynez is above average in cost of living, with an index of 304 — about 204% higher than the national average.