Cost of Living in Temecula, CA

Population 110,404 · California · Data vintage 2023

196
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Temecula's housing market reflects its status as a high-earning metro: $640,000 for a typical home, 110% above the US median, paired with household incomes around $117,840 that put it in the upper third of the state.

Cost Overview

Housing 210
Rent 175

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Temecula

The median home value in Temecula is $640,400 — 110% above the national median of $305,000. Median rent runs $2,297/month, 75% higher than the national median of $1,314/month. The median household income of $117,840/year is 58% higher than the US median of $74,580. The local unemployment rate is 5.8%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. The climate averages highs of 76.8°F and lows of 53.4°F. Overall, Temecula has a cost of living index of 196 versus the US average of 100, meaning it is 96% more expensive.

🏠 Housing

Median Home Value
$640,400
110% above avg
Zillow Home Value
$757,626
Zillow ZHVI
Median Rent
$2,297/mo
75% above avg
Zillow Rent
$2,796/mo
Zillow ZORI
Price-to-Rent Ratio
23.2x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 67.7%
Renter-occupied 32.3%

💰 Estimated Monthly Budget

Rent median rent
$2,297
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,911/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
39.3 min
46% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
17.6%

Commute Mode

Drove alone
71.6%
Carpooled
8.0%
Public transit
0.2%
Walked
1.3%
Bicycle
0.1%
Work from home
17.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$117,840
58% above avg
Per Capita Income
$44,826
Unemployment Rate
5.8%
20% above avg
Poverty Rate
7.4%
Labor Force Participation
65.9%

🎓 Education

Bachelor's degree+ 25.7%
Graduate degree 13.6%

👥 Demographics

Median Age 36.3
Male median age 36.1
Female median age 36.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
76.8°F
Avg Low
53.4°F
Annual Precip
15.3"
40° 53° 65° 78° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 686770727581878988837467
Low °F 474648515356606262585246
Precip" 3.173.742.021.000.360.120.080.220.110.701.152.64

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 79 — Moderate
17%
Good air days/yr
660
Max AQI recorded
98
PM2.5 days
207
Ozone days

Frequently Asked Questions

What is the cost of living in Temecula, CA?

Temecula has a cost index of 196 (100 = national average). It is 96% above the national average.

What is average rent in Temecula, CA?

The median gross rent in Temecula is $2,297 per month based on 2023 Census data.

What is the average home price in Temecula?

The median home value in Temecula is $640,400 according to Zillow and Census data.

What is the median income in Temecula?

The median household income in Temecula is $117,840 per year (2023 ACS 5-year estimates).

What is the sales tax in Temecula, CA?

The combined state and local sales tax rate in Temecula is 8.7%. The California state income tax top rate is 13.3%.

Is Temecula, CA affordable?

Temecula is above average in cost of living, with an index of 196 — about 96% higher than the national average.

What is the weather like in Temecula?

Temecula has average high temperatures of 76.8°F and average lows of 53.4°F. Annual precipitation is 15.3". Data from NOAA 1991–2020 Climate Normals.

Temecula at a Glance

Population
110,404
Median Income
$117,840
Home Value
$640,400
Median Rent
$2,297/mo
Unemployment
5.8%
Avg High Temp
76.8°F
Sales Tax
8.7%
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🗺️ County data for California

Explore county-level cost of living data

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