Cost of Living in Berthoud, CO

Population 11,684 · Colorado · Data vintage 2023

148
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Berthoud sits on the smaller end of the Colorado city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. An unemployment rate of 1.8% points to a labor market well on the tight side of the national distribution.

Geographically, Berthoud sits roughly 14 miles southwest of Greeley. Median home values run roughly 32% higher than Greeley's $370,000.

Cost Overview

Housing 160
Rent 130

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Berthoud

The median home value in Berthoud is $487,700 — 60% above the national median of $305,000. Median rent runs $1,708/month, 30% higher than the national median of $1,314/month. The median household income of $111,297/year is 49% higher than the US median of $74,580. The local unemployment rate is 1.8%, below the national average of 4.8%. Colorado's top state income tax rate is 4.4% and the combined sales tax is 7.8%. Overall, Berthoud has a cost of living index of 148 versus the US average of 100, meaning it is 48% more expensive.

🏠 Housing

Median Home Value
$487,700
60% above avg
Zillow Home Value
$602,899
Zillow ZHVI
Median Rent
$1,708/mo
30% above avg
Zillow Rent
$2,621/mo
Zillow ZORI
Price-to-Rent Ratio
23.8x
Favors renting
Property Tax Rate
0.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$884
1 BR
$960
2 BR
$1,251
3 BR
$1,611
4 BR
$2,004
Owner-occupied 85.5%
Renter-occupied 14.6%

💰 Estimated Monthly Budget

Rent median rent
$1,708
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,322/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.8 min
21% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
15.4%

Commute Mode

Drove alone
75.5%
Carpooled
6.0%
Walked
1.6%
Bicycle
0.1%
Work from home
15.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.4%
Total Sales Tax 7.8%
State rate 2.9%
Avg local rate 4.9%
Property Tax 0.6%

💼 Income & Employment

Median Household Income
$111,297
49% above avg
Per Capita Income
$49,335
Unemployment Rate
1.8%
63% below avg
Poverty Rate
3.1%
Labor Force Participation
72.7%

🎓 Education

Bachelor's degree+ 28.7%
Graduate degree 15.0%

👥 Demographics

Median Age 39
Male median age 35.6
Female median age 42.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 55 — Moderate
40%
Good air days/yr
162
Max AQI recorded
102
PM2.5 days
263
Ozone days

Frequently Asked Questions

What is the cost of living in Berthoud, CO?

Berthoud has a cost index of 148 (100 = national average). It is 48% above the national average.

What is average rent in Berthoud, CO?

The median gross rent in Berthoud is $1,708 per month based on 2023 Census data.

What is the average home price in Berthoud?

The median home value in Berthoud is $487,700 according to Zillow and Census data.

What is the median income in Berthoud?

The median household income in Berthoud is $111,297 per year (2023 ACS 5-year estimates).

What is the sales tax in Berthoud, CO?

The combined state and local sales tax rate in Berthoud is 7.8%. The Colorado state income tax top rate is 4.4%.

Is Berthoud, CO affordable?

Berthoud is above average in cost of living, with an index of 148 — about 48% higher than the national average.

Berthoud at a Glance

Population
11,684
Median Income
$111,297
Home Value
$487,700
Median Rent
$1,708/mo
Unemployment
1.8%
Sales Tax
7.8%
View all cities in Colorado →
🗺️ County data for Colorado

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs