Cost of Living in Loveland, CO
Population 77,350 · Colorado · Data vintage 2023
(100 = US avg)
The Loveland cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $453,000, rents near $1,683 a month.
Located 9 miles south of Fort Collins, Loveland falls within that metro's commuting orbit. Median home values run roughly 17% lower than Fort Collins' $548,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Loveland
The median home value in Loveland is $453,100 — 49% above the national median of $305,000. Median rent runs $1,683/month, 28% higher than the national median of $1,314/month. The median household income of $82,592/year is 11% higher than the US median of $74,580. The local unemployment rate is 4.9%, above the national average of 4.8%. Colorado's top state income tax rate is 4.4% and the combined sales tax is 7.8%. Overall, Loveland has a cost of living index of 140 versus the US average of 100, meaning it is 40% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Loveland, CO?
Loveland has a cost index of 140 (100 = national average). It is 40% above the national average.
What is average rent in Loveland, CO?
The median gross rent in Loveland is $1,683 per month based on 2023 Census data.
What is the average home price in Loveland?
The median home value in Loveland is $453,100 according to Zillow and Census data.
What is the median income in Loveland?
The median household income in Loveland is $82,592 per year (2023 ACS 5-year estimates).
What is the sales tax in Loveland, CO?
The combined state and local sales tax rate in Loveland is 7.8%. The Colorado state income tax top rate is 4.4%.
Is Loveland, CO affordable?
Loveland is above average in cost of living, with an index of 140 — about 40% higher than the national average.
Loveland at a Glance
- Population
- 77,350
- Median Income
- $82,592
- Home Value
- $453,100
- Median Rent
- $1,683/mo
- Unemployment
- 4.9%
- Sales Tax
- 7.8%
Nearby Cities
Explore county-level cost of living data
Colorado Rankings
Similar Cost Cities
Cities in other states with comparable housing costs