Cost of Living in Windsor, CO

Population 35,918 · Colorado · Data vintage 2023

165
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Windsor run well above the national baseline, with a median of $562,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $121,758 place the city among the better-paid Colorado metros.

Windsor sits roughly 9 miles northwest of Greeley — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 52% higher than Greeley's $370,000.

Cost Overview

Housing 184
Rent 135

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Windsor

The median home value in Windsor is $562,300 — 84% above the national median of $305,000. Median rent runs $1,780/month, 35% higher than the national median of $1,314/month. The median household income of $121,758/year is 63% higher than the US median of $74,580. The local unemployment rate is 4.9%, above the national average of 4.8%. Colorado's top state income tax rate is 4.4% and the combined sales tax is 7.8%. Overall, Windsor has a cost of living index of 165 versus the US average of 100, meaning it is 65% more expensive.

🏠 Housing

Median Home Value
$562,300
84% above avg
Zillow Home Value
$579,162
Zillow ZHVI
Median Rent
$1,780/mo
35% above avg
Zillow Rent
$2,363/mo
Zillow ZORI
Price-to-Rent Ratio
26.3x
Favors renting
Property Tax Rate
0.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$884
1 BR
$960
2 BR
$1,251
3 BR
$1,611
4 BR
$2,004
Owner-occupied 78.3%
Renter-occupied 21.7%

💰 Estimated Monthly Budget

Rent median rent
$1,780
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,394/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.9 min
7% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
19.2%

Commute Mode

Drove alone
73.1%
Carpooled
5.1%
Public transit
0.1%
Walked
1.4%
Bicycle
0.1%
Work from home
19.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.4%
Total Sales Tax 7.8%
State rate 2.9%
Avg local rate 4.9%
Property Tax 0.6%

💼 Income & Employment

Median Household Income
$121,758
63% above avg
Per Capita Income
$55,691
Unemployment Rate
4.9%
2% above avg
Poverty Rate
4.8%
Labor Force Participation
67.3%

🎓 Education

Bachelor's degree+ 31.8%
Graduate degree 20.3%

👥 Demographics

Median Age 40.3
Male median age 38.9
Female median age 41.9

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 55 — Moderate
40%
Good air days/yr
162
Max AQI recorded
102
PM2.5 days
263
Ozone days

Frequently Asked Questions

What is the cost of living in Windsor, CO?

Windsor has a cost index of 165 (100 = national average). It is 65% above the national average.

What is average rent in Windsor, CO?

The median gross rent in Windsor is $1,780 per month based on 2023 Census data.

What is the average home price in Windsor?

The median home value in Windsor is $562,300 according to Zillow and Census data.

What is the median income in Windsor?

The median household income in Windsor is $121,758 per year (2023 ACS 5-year estimates).

What is the sales tax in Windsor, CO?

The combined state and local sales tax rate in Windsor is 7.8%. The Colorado state income tax top rate is 4.4%.

Is Windsor, CO affordable?

Windsor is above average in cost of living, with an index of 165 — about 65% higher than the national average.

Windsor at a Glance

Population
35,918
Median Income
$121,758
Home Value
$562,300
Median Rent
$1,780/mo
Unemployment
4.9%
Sales Tax
7.8%
View all cities in Colorado →
🗺️ County data for Colorado

Explore county-level cost of living data

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