Cost of Living in Severance, CO

Population 9,302 · Colorado · Data vintage 2023

161
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Severance a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $494,000.

Geographically, Severance sits roughly 7 miles northwest of Greeley. Median home values run roughly 34% higher than Greeley's $370,000.

Cost Overview

Housing 162
Rent 160

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Severance

The median home value in Severance is $493,800 — 62% above the national median of $305,000. Median rent runs $2,108/month, 60% higher than the national median of $1,314/month. The median household income of $127,257/year is 71% higher than the US median of $74,580. The local unemployment rate is 3.1%, below the national average of 4.8%. Colorado's top state income tax rate is 4.4% and the combined sales tax is 7.8%. Overall, Severance has a cost of living index of 161 versus the US average of 100, meaning it is 61% more expensive.

🏠 Housing

Median Home Value
$493,800
62% above avg
Zillow Home Value
$369,373
Zillow ZHVI
Median Rent
$2,108/mo
60% above avg
Price-to-Rent Ratio
19.5x
Favors buying
Property Tax Rate
0.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$884
1 BR
$960
2 BR
$1,251
3 BR
$1,611
4 BR
$2,004
Owner-occupied 93.1%
Renter-occupied 6.9%

💰 Estimated Monthly Budget

Rent median rent
$2,108
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,722/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.7 min
14% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
21.6%

Commute Mode

Drove alone
67.8%
Carpooled
8.4%
Walked
1.3%
Work from home
21.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.4%
Total Sales Tax 7.8%
State rate 2.9%
Avg local rate 4.9%
Property Tax 0.6%

💼 Income & Employment

Median Household Income
$127,257
71% above avg
Per Capita Income
$46,930
Unemployment Rate
3.1%
35% below avg
Poverty Rate
3.3%
Labor Force Participation
77.4%

🎓 Education

Bachelor's degree+ 34.1%
Graduate degree 15.6%

👥 Demographics

Median Age 33.2
Male median age 32.9
Female median age 33.9

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 55 — Moderate
40%
Good air days/yr
162
Max AQI recorded
102
PM2.5 days
263
Ozone days

Frequently Asked Questions

What is the cost of living in Severance, CO?

Severance has a cost index of 161 (100 = national average). It is 61% above the national average.

What is average rent in Severance, CO?

The median gross rent in Severance is $2,108 per month based on 2023 Census data.

What is the average home price in Severance?

The median home value in Severance is $493,800 according to Zillow and Census data.

What is the median income in Severance?

The median household income in Severance is $127,257 per year (2023 ACS 5-year estimates).

What is the sales tax in Severance, CO?

The combined state and local sales tax rate in Severance is 7.8%. The Colorado state income tax top rate is 4.4%.

Is Severance, CO affordable?

Severance is above average in cost of living, with an index of 161 — about 61% higher than the national average.

Severance at a Glance

Population
9,302
Median Income
$127,257
Home Value
$493,800
Median Rent
$2,108/mo
Unemployment
3.1%
Sales Tax
7.8%
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🗺️ County data for Colorado

Explore county-level cost of living data

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