Cost of Living in Centennial, CO

Population 107,386 · Colorado · Data vintage 2023

186
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Centennial sits 105% above the national median — $627,000 for the typical home — but median household incomes near $128,167 (72% above the US figure) soften the blow that similar pricing creates in lower-wage metros.

Cost Overview

Housing 205
Rent 157

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Centennial

The median home value in Centennial is $626,700 — 105% above the national median of $305,000. Median rent runs $2,061/month, 57% higher than the national median of $1,314/month. The median household income of $128,167/year is 72% higher than the US median of $74,580. The local unemployment rate is 3.6%, below the national average of 4.8%. Colorado's top state income tax rate is 4.4% and the combined sales tax is 7.8%. The climate averages highs of 63.6°F and lows of 36.7°F. Overall, Centennial has a cost of living index of 186 versus the US average of 100, meaning it is 86% more expensive.

🏠 Housing

Median Home Value
$626,700
105% above avg
Zillow Home Value
$638,400
Zillow ZHVI
Median Rent
$2,061/mo
57% above avg
Zillow Rent
$2,055/mo
Zillow ZORI
Price-to-Rent Ratio
25.3x
Favors renting
Property Tax Rate
0.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$884
1 BR
$960
2 BR
$1,251
3 BR
$1,611
4 BR
$2,004
Owner-occupied 81.3%
Renter-occupied 18.6%

💰 Estimated Monthly Budget

Rent median rent
$2,061
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,675/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.4 min
1% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
24.7%

Commute Mode

Drove alone
65.6%
Carpooled
5.5%
Public transit
1.4%
Walked
1.3%
Bicycle
0.3%
Work from home
24.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.4%
Total Sales Tax 7.8%
State rate 2.9%
Avg local rate 4.9%
Property Tax 0.6%

💼 Income & Employment

Median Household Income
$128,167
72% above avg
Per Capita Income
$63,885
Unemployment Rate
3.6%
24% below avg
Poverty Rate
3.1%
Labor Force Participation
69.6%

🎓 Education

Bachelor's degree+ 37.0%
Graduate degree 24.8%

👥 Demographics

Median Age 41.8
Male median age 40.4
Female median age 43

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
63.6°F
Avg Low
36.7°F
Annual Precip
15"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 454654606981878577645244
Low °F 192027344352595749362619
Precip" 0.410.431.041.942.041.981.762.251.291.000.530.35

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 47 — Good
65.5%
Good air days/yr
136
Max AQI recorded
14
PM2.5 days
351
Ozone days

Frequently Asked Questions

What is the cost of living in Centennial, CO?

Centennial has a cost index of 186 (100 = national average). It is 86% above the national average.

What is average rent in Centennial, CO?

The median gross rent in Centennial is $2,061 per month based on 2023 Census data.

What is the average home price in Centennial?

The median home value in Centennial is $626,700 according to Zillow and Census data.

What is the median income in Centennial?

The median household income in Centennial is $128,167 per year (2023 ACS 5-year estimates).

What is the sales tax in Centennial, CO?

The combined state and local sales tax rate in Centennial is 7.8%. The Colorado state income tax top rate is 4.4%.

Is Centennial, CO affordable?

Centennial is above average in cost of living, with an index of 186 — about 86% higher than the national average.

What is the weather like in Centennial?

Centennial has average high temperatures of 63.6°F and average lows of 36.7°F. Annual precipitation is 15". Data from NOAA 1991–2020 Climate Normals.

Centennial at a Glance

Population
107,386
Median Income
$128,167
Home Value
$626,700
Median Rent
$2,061/mo
Unemployment
3.6%
Avg High Temp
63.6°F
Sales Tax
7.8%
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🗺️ County data for Colorado

Explore county-level cost of living data

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