Cost of Living in Lincoln, CA

Population 51,629 · California · Data vintage 2023

187
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Lincoln run well above the national baseline, with a median of $629,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $108,108 place the city among the better-paid California metros.

Located 7 miles north of Roseville, Lincoln falls within that metro's commuting orbit. Housing prices track closely with Roseville's $631,000 median.

Cost Overview

Housing 206
Rent 158

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Lincoln

The median home value in Lincoln is $628,500 — 106% above the national median of $305,000. Median rent runs $2,081/month, 58% higher than the national median of $1,314/month. The median household income of $108,108/year is 45% higher than the US median of $74,580. The local unemployment rate is 4.3%, below the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Lincoln has a cost of living index of 187 versus the US average of 100, meaning it is 87% more expensive.

🏠 Housing

Median Home Value
$628,500
106% above avg
Zillow Home Value
$636,489
Zillow ZHVI
Median Rent
$2,081/mo
58% above avg
Zillow Rent
$2,987/mo
Zillow ZORI
Price-to-Rent Ratio
25.2x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 83.5%
Renter-occupied 16.5%

💰 Estimated Monthly Budget

Rent median rent
$2,081
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,695/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
31.4 min
16% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
18.4%

Commute Mode

Drove alone
72.6%
Carpooled
5.8%
Public transit
0.6%
Walked
0.6%
Bicycle
0.5%
Work from home
18.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$108,108
45% above avg
Per Capita Income
$52,006
Unemployment Rate
4.3%
11% below avg
Poverty Rate
7.7%
Labor Force Participation
54.1%

🎓 Education

Bachelor's degree+ 24.3%
Graduate degree 14.1%

👥 Demographics

Median Age 43.7
Male median age 42.1
Female median age 45

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 52 — Moderate
44.9%
Good air days/yr
143
Max AQI recorded
120
PM2.5 days
245
Ozone days

Frequently Asked Questions

What is the cost of living in Lincoln, CA?

Lincoln has a cost index of 187 (100 = national average). It is 87% above the national average.

What is average rent in Lincoln, CA?

The median gross rent in Lincoln is $2,081 per month based on 2023 Census data.

What is the average home price in Lincoln?

The median home value in Lincoln is $628,500 according to Zillow and Census data.

What is the median income in Lincoln?

The median household income in Lincoln is $108,108 per year (2023 ACS 5-year estimates).

What is the sales tax in Lincoln, CA?

The combined state and local sales tax rate in Lincoln is 8.7%. The California state income tax top rate is 13.3%.

Is Lincoln, CA affordable?

Lincoln is above average in cost of living, with an index of 187 — about 87% higher than the national average.

Lincoln at a Glance

Population
51,629
Median Income
$108,108
Home Value
$628,500
Median Rent
$2,081/mo
Unemployment
4.3%
Sales Tax
8.7%
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Explore county-level cost of living data

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