Cost of Living in Granite Bay, CA
Population 21,378 · California · Data vintage 2023
(100 = US avg)
Granite Bay's housing market reflects its status as a high-earning metro: $1.1 million for a typical home, 259% above the US median, paired with household incomes around $190,000 that put it in the upper third of the state.
Located 8 miles east of Roseville, Granite Bay falls within that metro's commuting orbit. Median home values run roughly 74% higher than Roseville's $631,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Granite Bay
The median home value in Granite Bay is $1,094,100 — 259% above the national median of $305,000. Median rent runs $2,609/month, 99% higher than the national median of $1,314/month. The median household income of $190,000/year is 155% higher than the US median of $74,580. The local unemployment rate is 4.6%, below the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Granite Bay has a cost of living index of 295 versus the US average of 100, meaning it is 195% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Granite Bay, CA?
Granite Bay has a cost index of 295 (100 = national average). It is 195% above the national average.
What is average rent in Granite Bay, CA?
The median gross rent in Granite Bay is $2,609 per month based on 2023 Census data.
What is the average home price in Granite Bay?
The median home value in Granite Bay is $1,094,100 according to Zillow and Census data.
What is the median income in Granite Bay?
The median household income in Granite Bay is $190,000 per year (2023 ACS 5-year estimates).
What is the sales tax in Granite Bay, CA?
The combined state and local sales tax rate in Granite Bay is 8.7%. The California state income tax top rate is 13.3%.
Is Granite Bay, CA affordable?
Granite Bay is above average in cost of living, with an index of 295 — about 195% higher than the national average.
Granite Bay at a Glance
- Population
- 21,378
- Median Income
- $190,000
- Home Value
- $1,094,100
- Median Rent
- $2,609/mo
- Unemployment
- 4.6%
- Sales Tax
- 8.7%
Nearby Cities
Explore county-level cost of living data
California Rankings
Similar Cost Cities
Cities in other states with comparable housing costs