Cost of Living in Folsom, CA

Population 82,140 · California · Data vintage 2023

208
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Folsom run well above the national baseline, with a median of $702,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $139,263 place the city among the better-paid California metros.

Geographically, Folsom sits roughly 12 miles southeast of Roseville. Median home values run roughly 11% higher than Roseville's $631,000.

Cost Overview

Housing 230
Rent 173

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Folsom

The median home value in Folsom is $702,200 — 130% above the national median of $305,000. Median rent runs $2,279/month, 73% higher than the national median of $1,314/month. The median household income of $139,263/year is 87% higher than the US median of $74,580. The local unemployment rate is 5.1%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Folsom has a cost of living index of 208 versus the US average of 100, meaning it is 108% more expensive.

🏠 Housing

Median Home Value
$702,200
130% above avg
Zillow Home Value
$753,195
Zillow ZHVI
Median Rent
$2,279/mo
73% above avg
Zillow Rent
$2,465/mo
Zillow ZORI
Price-to-Rent Ratio
25.7x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 69.0%
Renter-occupied 31.0%

💰 Estimated Monthly Budget

Rent median rent
$2,279
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,893/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.7 min
3% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
28.6%

Commute Mode

Drove alone
61.9%
Carpooled
5.7%
Public transit
1.6%
Walked
1.2%
Bicycle
0.4%
Work from home
28.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$139,263
87% above avg
Per Capita Income
$61,008
Unemployment Rate
5.1%
6% above avg
Poverty Rate
5.3%
Labor Force Participation
63.7%

🎓 Education

Bachelor's degree+ 31.4%
Graduate degree 23.3%

👥 Demographics

Median Age 40.4
Male median age 39.3
Female median age 41.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate
49.3%
Good air days/yr
133
Max AQI recorded
166
PM2.5 days
199
Ozone days

Frequently Asked Questions

What is the cost of living in Folsom, CA?

Folsom has a cost index of 208 (100 = national average). It is 108% above the national average.

What is average rent in Folsom, CA?

The median gross rent in Folsom is $2,279 per month based on 2023 Census data.

What is the average home price in Folsom?

The median home value in Folsom is $702,200 according to Zillow and Census data.

What is the median income in Folsom?

The median household income in Folsom is $139,263 per year (2023 ACS 5-year estimates).

What is the sales tax in Folsom, CA?

The combined state and local sales tax rate in Folsom is 8.7%. The California state income tax top rate is 13.3%.

Is Folsom, CA affordable?

Folsom is above average in cost of living, with an index of 208 — about 108% higher than the national average.

Folsom at a Glance

Population
82,140
Median Income
$139,263
Home Value
$702,200
Median Rent
$2,279/mo
Unemployment
5.1%
Sales Tax
8.7%
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🗺️ County data for California

Explore county-level cost of living data

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