Cost of Living in Commerce City, CO

Population 64,640 · Colorado · Data vintage 2023

141
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

The Commerce City cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $463,000, rents near $1,626 a month.

Located 8 miles east of Thornton, Commerce City falls within that metro's commuting orbit. Housing prices track closely with Thornton's $482,000 median.

Cost Overview

Housing 152
Rent 124

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Commerce City

The median home value in Commerce City is $463,200 — 52% above the national median of $305,000. Median rent runs $1,626/month, 24% higher than the national median of $1,314/month. The median household income of $106,756/year is 43% higher than the US median of $74,580. The local unemployment rate is 4.1%, below the national average of 4.8%. Colorado's top state income tax rate is 4.4% and the combined sales tax is 7.8%. Overall, Commerce City has a cost of living index of 141 versus the US average of 100, meaning it is 41% more expensive.

🏠 Housing

Median Home Value
$463,200
52% above avg
Zillow Home Value
$489,042
Zillow ZHVI
Median Rent
$1,626/mo
24% above avg
Zillow Rent
$2,740/mo
Zillow ZORI
Price-to-Rent Ratio
23.7x
Favors renting
Property Tax Rate
0.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$884
1 BR
$960
2 BR
$1,251
3 BR
$1,611
4 BR
$2,004
Owner-occupied 78.0%
Renter-occupied 22.0%

💰 Estimated Monthly Budget

Rent median rent
$1,626
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,240/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
31.9 min
18% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
15.5%

Commute Mode

Drove alone
71.8%
Carpooled
9.1%
Public transit
1.2%
Walked
1.0%
Bicycle
0.1%
Work from home
15.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.4%
Total Sales Tax 7.8%
State rate 2.9%
Avg local rate 4.9%
Property Tax 0.6%

💼 Income & Employment

Median Household Income
$106,756
43% above avg
Per Capita Income
$41,021
Unemployment Rate
4.1%
14% below avg
Poverty Rate
9.6%
Labor Force Participation
74.0%

🎓 Education

Bachelor's degree+ 16.3%
Graduate degree 7.7%

👥 Demographics

Median Age 33.9
Male median age 34.2
Female median age 33.7

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate
49%
Good air days/yr
174
Max AQI recorded
112
PM2.5 days
180
Ozone days

Frequently Asked Questions

What is the cost of living in Commerce City, CO?

Commerce City has a cost index of 141 (100 = national average). It is 41% above the national average.

What is average rent in Commerce City, CO?

The median gross rent in Commerce City is $1,626 per month based on 2023 Census data.

What is the average home price in Commerce City?

The median home value in Commerce City is $463,200 according to Zillow and Census data.

What is the median income in Commerce City?

The median household income in Commerce City is $106,756 per year (2023 ACS 5-year estimates).

What is the sales tax in Commerce City, CO?

The combined state and local sales tax rate in Commerce City is 7.8%. The Colorado state income tax top rate is 4.4%.

Is Commerce City, CO affordable?

Commerce City is above average in cost of living, with an index of 141 — about 41% higher than the national average.

Commerce City at a Glance

Population
64,640
Median Income
$106,756
Home Value
$463,200
Median Rent
$1,626/mo
Unemployment
4.1%
Sales Tax
7.8%
View all cities in Colorado →
🗺️ County data for Colorado

Explore county-level cost of living data

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