Cost of Living in Derby, CO
Population 8,692 · Colorado · Data vintage 2023
(100 = US avg)
Derby sits on the smaller end of the Colorado city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.
Geographically, Derby sits roughly 6 miles south of Thornton. Median home values run roughly 34% lower than Thornton's $482,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Derby
The median home value in Derby is $317,400 — 4% above the national median of $305,000. Median rent runs $1,721/month, 31% higher than the national median of $1,314/month. The median household income of $78,696/year is 6% higher than the US median of $74,580. The local unemployment rate is 4.7%, below the national average of 4.8%. Colorado's top state income tax rate is 4.4% and the combined sales tax is 7.8%. Overall, Derby has a cost of living index of 115 versus the US average of 100, meaning it is 15% more expensive.
Derby has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Derby, CO?
Derby has a cost index of 115 (100 = national average). It is 15% above the national average.
What is average rent in Derby, CO?
The median gross rent in Derby is $1,721 per month based on 2023 Census data.
What is the average home price in Derby?
The median home value in Derby is $317,400 according to Zillow and Census data.
What is the median income in Derby?
The median household income in Derby is $78,696 per year (2023 ACS 5-year estimates).
What is the sales tax in Derby, CO?
The combined state and local sales tax rate in Derby is 7.8%. The Colorado state income tax top rate is 4.4%.
Is Derby, CO affordable?
Derby is above average in cost of living, with an index of 115 — about 15% higher than the national average.
Derby at a Glance
- Population
- 8,692
- Median Income
- $78,696
- Home Value
- $317,400
- Median Rent
- $1,721/mo
- Unemployment
- 4.7%
- Sales Tax
- 7.8%
Nearby Cities
Explore county-level cost of living data
Colorado Rankings
Similar Cost Cities
Cities in other states with comparable housing costs