Cost of Living in Palm Coast, FL
Population 94,362 · Florida · Data vintage 2023
(100 = US avg)
The Palm Coast cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $317,000, rents near $1,747 a month.
Palm Coast is about 60 miles southeast of Jacksonville, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 19% higher than Jacksonville's $266,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Palm Coast
The median home value in Palm Coast is $317,200 — 4% above the national median of $305,000. Median rent runs $1,747/month, 33% higher than the national median of $1,314/month. The median household income of $71,840/year is 4% lower than the US median of $74,580. The local unemployment rate is 3.8%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Palm Coast has a cost of living index of 116 versus the US average of 100, meaning it is 16% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Palm Coast, FL?
Palm Coast has a cost index of 116 (100 = national average). It is 16% above the national average.
What is average rent in Palm Coast, FL?
The median gross rent in Palm Coast is $1,747 per month based on 2023 Census data.
What is the average home price in Palm Coast?
The median home value in Palm Coast is $317,200 according to Zillow and Census data.
What is the median income in Palm Coast?
The median household income in Palm Coast is $71,840 per year (2023 ACS 5-year estimates).
What is the sales tax in Palm Coast, FL?
The combined state and local sales tax rate in Palm Coast is 7.0%. Florida has no state income tax.
Is Palm Coast, FL affordable?
Palm Coast is above average in cost of living, with an index of 116 — about 16% higher than the national average.
Palm Coast at a Glance
- Population
- 94,362
- Median Income
- $71,840
- Home Value
- $317,200
- Median Rent
- $1,747/mo
- Unemployment
- 3.8%
- Sales Tax
- 7.0%
Nearby Cities
Explore county-level cost of living data
Florida Rankings
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