Cost of Living in Ormond-by-the-Sea, FL

Population 6,962 · Florida · Data vintage 2023

111
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

With a median age of 62, Ormond-by-the-Sea functions largely as a retirement market. Housing costs — $351,000 for a typical home — anchor most household budgets, and the state's treatment of pension income tends to matter more than wage-driven tax comparisons. At 7.2%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Ormond-by-the-Sea is about 65 miles north of Orlando, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with Orlando's $359,000 median.

Cost Overview

Housing 115
Rent 104

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Ormond-by-the-Sea

The median home value in Ormond-by-the-Sea is $350,900 — 15% above the national median of $305,000. Median rent runs $1,370/month, 4% higher than the national median of $1,314/month. The median household income of $67,389/year is 10% lower than the US median of $74,580. The local unemployment rate is 7.2%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Ormond-by-the-Sea has a cost of living index of 111 versus the US average of 100, meaning it is 11% more expensive.

🏠 Housing

Median Home Value
$350,900
15% above avg
Median Rent
$1,370/mo
4% above avg
Price-to-Rent Ratio
21.3x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 83.1%
Renter-occupied 16.9%

💰 Estimated Monthly Budget

Rent median rent
$1,370
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,984/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.1 min
19% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
26.1%

Commute Mode

Drove alone
68.9%
Carpooled
3.1%
Public transit
0.3%
Walked
1.2%
Work from home
26.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$67,389
10% below avg
Per Capita Income
$67,087
Unemployment Rate
7.2%
51% above avg
Poverty Rate
10.4%
Labor Force Participation
47.0%

🎓 Education

Bachelor's degree+ 21.0%
Graduate degree 15.0%

👥 Demographics

Median Age 61.8
Male median age 61.6
Female median age 62

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
71.8%
Good air days/yr
118
Max AQI recorded
216
PM2.5 days
149
Ozone days

Frequently Asked Questions

What is the cost of living in Ormond-by-the-Sea, FL?

Ormond-by-the-Sea has a cost index of 111 (100 = national average). It is 11% above the national average.

What is average rent in Ormond-by-the-Sea, FL?

The median gross rent in Ormond-by-the-Sea is $1,370 per month based on 2023 Census data.

What is the average home price in Ormond-by-the-Sea?

The median home value in Ormond-by-the-Sea is $350,900 according to 2023 Census ACS data.

What is the median income in Ormond-by-the-Sea?

The median household income in Ormond-by-the-Sea is $67,389 per year (2023 ACS 5-year estimates).

What is the sales tax in Ormond-by-the-Sea, FL?

The combined state and local sales tax rate in Ormond-by-the-Sea is 7.0%. Florida has no state income tax.

Is Ormond-by-the-Sea, FL affordable?

Ormond-by-the-Sea is above average in cost of living, with an index of 111 — about 11% higher than the national average.

Ormond-by-the-Sea at a Glance

Population
6,962
Median Income
$67,389
Home Value
$350,900
Median Rent
$1,370/mo
Unemployment
7.2%
Sales Tax
7.0%
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Explore county-level cost of living data

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