Cost of Living in Holly Hill, FL

Population 13,002 · Florida · Data vintage 2023

72
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Household incomes in Holly Hill run well below national norms — a median of $46,360 versus the $74,580 US figure. Housing costs partially offset that gap (typical home values around $169,000). A poverty rate near 22% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.

Located 60 miles north of Orlando, Holly Hill is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 53% lower than Orlando's $359,000.

Cost Overview

Housing 55
Rent 97

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Holly Hill

The median home value in Holly Hill is $168,600 — 45% below the national median of $305,000. Median rent runs $1,277/month, 3% lower than the national median of $1,314/month. The median household income of $46,360/year is 38% lower than the US median of $74,580. The local unemployment rate is 7.1%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Holly Hill has a cost of living index of 72 versus the US average of 100, meaning it is 28% less expensive.

🏠 Housing

Median Home Value
$168,600
45% below avg
Zillow Home Value
$195,429
Zillow ZHVI
Median Rent
$1,277/mo
3% below avg
Zillow Rent
$1,465/mo
Zillow ZORI
Price-to-Rent Ratio
11.0x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 57.6%
Renter-occupied 42.4%

💰 Estimated Monthly Budget

Rent median rent
$1,277
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,891/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.4 min
1% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.6%

Commute Mode

Drove alone
76.6%
Carpooled
9.2%
Public transit
1.5%
Walked
3.2%
Bicycle
1.8%
Work from home
5.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$46,360
38% below avg
Per Capita Income
$31,982
Unemployment Rate
7.1%
48% above avg
Poverty Rate
21.6%
Labor Force Participation
52.3%

🎓 Education

Bachelor's degree+ 14.2%
Graduate degree 7.8%

👥 Demographics

Median Age 45.2
Male median age 47.7
Female median age 43.8

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
71.8%
Good air days/yr
118
Max AQI recorded
216
PM2.5 days
149
Ozone days

Frequently Asked Questions

What is the cost of living in Holly Hill, FL?

Holly Hill has a cost index of 72 (100 = national average). It is 28% below the national average.

What is average rent in Holly Hill, FL?

The median gross rent in Holly Hill is $1,277 per month based on 2023 Census data.

What is the average home price in Holly Hill?

The median home value in Holly Hill is $168,600 according to Zillow and Census data.

What is the median income in Holly Hill?

The median household income in Holly Hill is $46,360 per year (2023 ACS 5-year estimates).

What is the sales tax in Holly Hill, FL?

The combined state and local sales tax rate in Holly Hill is 7.0%. Florida has no state income tax.

Is Holly Hill, FL affordable?

Yes, Holly Hill is generally considered affordable, with a cost of living index of 72 — about 28% below the US national average of 100.