Cost of Living in Fort Smith, AR

Population 89,496 · Arkansas · Data vintage 2023

59
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

The Fort Smith cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $168,000, rents near $852 a month. At 6.7%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Geographically, Fort Smith lies roughly 90 miles southeast of the nearest major metro, Broken Arrow. Median home values run roughly 27% lower than Broken Arrow's $229,000.

Cost Overview

Housing 55
Rent 65

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Fort Smith

The median home value in Fort Smith is $168,100 — 45% below the national median of $305,000. Median rent runs $852/month, 35% lower than the national median of $1,314/month. The median household income of $52,692/year is 29% lower than the US median of $74,580. The local unemployment rate is 6.7%, above the national average of 4.8%. Arkansas's top state income tax rate is 4.4% and the combined sales tax is 9.5%. The climate averages highs of 73.8°F and lows of 51.0°F, with about 2.9" of annual snowfall. Overall, Fort Smith has a cost of living index of 59 versus the US average of 100, meaning it is 41% less expensive.

🏠 Housing

Median Home Value
$168,100
45% below avg
Zillow Home Value
$193,754
Zillow ZHVI
Median Rent
$852/mo
35% below avg
Zillow Rent
$1,024/mo
Zillow ZORI
Price-to-Rent Ratio
16.4x
Favors buying
Property Tax Rate
0.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$638
1 BR
$684
2 BR
$848
3 BR
$1,151
4 BR
$1,256
Owner-occupied 53.0%
Renter-occupied 47.0%

💰 Estimated Monthly Budget

Rent median rent
$852
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,466/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
18.8 min
30% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.4%

Commute Mode

Drove alone
77.8%
Carpooled
11.0%
Public transit
0.2%
Walked
1.5%
Bicycle
0.1%
Work from home
7.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 4.4%
Total Sales Tax 9.5%
State rate 6.5%
Avg local rate 3.0%
Property Tax 0.6%

💼 Income & Employment

Median Household Income
$52,692
29% below avg
Per Capita Income
$33,991
Unemployment Rate
6.7%
39% above avg
Poverty Rate
18.3%
Labor Force Participation
61.8%

🎓 Education

Bachelor's degree+ 15.2%
Graduate degree 10.2%

👥 Demographics

Median Age 36.6
Male median age 35.4
Female median age 38

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
73.8°F
Avg Low
51.0°F
Annual Precip
47.3"
Annual Snowfall
2.9"
20° 40° 60° 80° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 515766758189949487766353
Low °F 303342506068727163514032
Precip" 2.912.693.904.875.634.563.393.604.044.423.853.48
Snow" 1.40.60.30.00.00.00.00.00.00.00.00.6

Frequently Asked Questions

What is the cost of living in Fort Smith, AR?

Fort Smith has a cost index of 59 (100 = national average). It is 41% below the national average.

What is average rent in Fort Smith, AR?

The median gross rent in Fort Smith is $852 per month based on 2023 Census data.

What is the average home price in Fort Smith?

The median home value in Fort Smith is $168,100 according to Zillow and Census data.

What is the median income in Fort Smith?

The median household income in Fort Smith is $52,692 per year (2023 ACS 5-year estimates).

What is the sales tax in Fort Smith, AR?

The combined state and local sales tax rate in Fort Smith is 9.5%. The Arkansas state income tax top rate is 4.4%.

Is Fort Smith, AR affordable?

Yes, Fort Smith is generally considered affordable, with a cost of living index of 59 — about 41% below the US national average of 100.

What is the weather like in Fort Smith?

Fort Smith has average high temperatures of 73.8°F and average lows of 51.0°F. Annual precipitation is 47.3". Average annual snowfall is 2.9". Data from NOAA 1991–2020 Climate Normals.

Fort Smith at a Glance

Population
89,496
Median Income
$52,692
Home Value
$168,100
Median Rent
$852/mo
Unemployment
6.7%
Avg High Temp
73.8°F
Sales Tax
9.5%
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