Cost of Living in Alma, AR

Population 5,879 · Arkansas · Data vintage 2023

69
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Alma sits on the smaller end of the Arkansas city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. Unemployment has stayed elevated relative to the national figure — 8.1% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Located 95 miles east of Broken Arrow, Alma is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 14% lower than Broken Arrow's $229,000.

Cost Overview

Housing 65
Rent 75

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Alma

The median home value in Alma is $197,200 — 35% below the national median of $305,000. Median rent runs $992/month, 25% lower than the national median of $1,314/month. The median household income of $58,320/year is 22% lower than the US median of $74,580. The local unemployment rate is 8.1%, above the national average of 4.8%. Arkansas's top state income tax rate is 4.4% and the combined sales tax is 9.5%. Overall, Alma has a cost of living index of 69 versus the US average of 100, meaning it is 31% less expensive.

🏠 Housing

Median Home Value
$197,200
35% below avg
Zillow Home Value
$244,706
Zillow ZHVI
Median Rent
$992/mo
25% below avg
Zillow Rent
$1,161/mo
Zillow ZORI
Price-to-Rent Ratio
16.6x
Favors buying
Property Tax Rate
0.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$638
1 BR
$684
2 BR
$848
3 BR
$1,151
4 BR
$1,256
Owner-occupied 45.6%
Renter-occupied 54.4%

💰 Estimated Monthly Budget

Rent median rent
$992
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,606/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.1 min
11% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
2.8%

Commute Mode

Drove alone
89.3%
Carpooled
5.6%
Walked
2.2%
Work from home
2.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 4.4%
Total Sales Tax 9.5%
State rate 6.5%
Avg local rate 3.0%
Property Tax 0.6%

💼 Income & Employment

Median Household Income
$58,320
22% below avg
Per Capita Income
$22,674
Unemployment Rate
8.1%
68% above avg
Poverty Rate
25.0%
Labor Force Participation
55.1%

🎓 Education

Bachelor's degree+ 12.0%
Graduate degree 6.5%

👥 Demographics

Median Age 27.5
Male median age 23.7
Female median age 38.3

Frequently Asked Questions

What is the cost of living in Alma, AR?

Alma has a cost index of 69 (100 = national average). It is 31% below the national average.

What is average rent in Alma, AR?

The median gross rent in Alma is $992 per month based on 2023 Census data.

What is the average home price in Alma?

The median home value in Alma is $197,200 according to Zillow and Census data.

What is the median income in Alma?

The median household income in Alma is $58,320 per year (2023 ACS 5-year estimates).

What is the sales tax in Alma, AR?

The combined state and local sales tax rate in Alma is 9.5%. The Arkansas state income tax top rate is 4.4%.

Is Alma, AR affordable?

Yes, Alma is generally considered affordable, with a cost of living index of 69 — about 31% below the US national average of 100.

Alma at a Glance

Population
5,879
Median Income
$58,320
Home Value
$197,200
Median Rent
$992/mo
Unemployment
8.1%
Sales Tax
9.5%
View all cities in Arkansas →
🗺️ County data for Arkansas

Explore county-level cost of living data

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