Cost of Living in La Crosse, WI

Population 51,791 · Wisconsin · Data vintage 2023

68
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of La Crosse's cost indicators track within a reasonable band of national figures, with median household incomes near $53,803 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail. A poverty rate near 22% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.

Located 65 miles east of Rochester, La Crosse is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 32% lower than Rochester's $288,000.

Cost Overview

Housing 64
Rent 74

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in La Crosse

The median home value in La Crosse is $196,600 — 36% below the national median of $305,000. Median rent runs $977/month, 26% lower than the national median of $1,314/month. The median household income of $53,803/year is 28% lower than the US median of $74,580. The local unemployment rate is 3.5%, below the national average of 4.8%. Wisconsin's top state income tax rate is 7.7% and the combined sales tax is 5.4%. The climate averages highs of 58.6°F and lows of 39.1°F, with about 46.3" of annual snowfall. Overall, La Crosse has a cost of living index of 68 versus the US average of 100, meaning it is 32% less expensive.

🏠 Housing

Median Home Value
$196,600
36% below avg
Zillow Home Value
$273,344
Zillow ZHVI
Median Rent
$977/mo
26% below avg
Zillow Rent
$1,104/mo
Zillow ZORI
Price-to-Rent Ratio
16.8x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$712
1 BR
$781
2 BR
$997
3 BR
$1,290
4 BR
$1,448
Owner-occupied 46.1%
Renter-occupied 53.9%

💰 Estimated Monthly Budget

Rent median rent
$977
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,591/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
17.9 min
34% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.0%

Commute Mode

Drove alone
68.0%
Carpooled
9.2%
Public transit
1.8%
Walked
8.1%
Bicycle
2.0%
Work from home
10.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 7.7%
Total Sales Tax 5.4%
State rate 5.0%
Avg local rate 0.4%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$53,803
28% below avg
Per Capita Income
$34,356
Unemployment Rate
3.5%
28% below avg
Poverty Rate
21.6%
Labor Force Participation
64.7%

🎓 Education

Bachelor's degree+ 20.2%
Graduate degree 14.6%

👥 Demographics

Median Age 30.3
Male median age 30.7
Female median age 29.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
58.6°F
Avg Low
39.1°F
Annual Precip
35.2"
Annual Snowfall
46.3"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 273346607282858376624633
Low °F 111426385060656254423018
Precip" 1.251.192.043.754.335.084.233.903.632.491.851.49
Snow" 11.89.77.32.90.00.00.00.00.00.33.410.9

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 45 — Good
58.7%
Good air days/yr
181
Max AQI recorded
220
PM2.5 days
119
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

90%
4-Year Graduation Rate
11.8:1
Student-teacher ratio
21
Public schools
6,449
Total enrollment

Frequently Asked Questions

What is the cost of living in La Crosse, WI?

La Crosse has a cost index of 68 (100 = national average). It is 32% below the national average.

What is average rent in La Crosse, WI?

The median gross rent in La Crosse is $977 per month based on 2023 Census data.

What is the average home price in La Crosse?

The median home value in La Crosse is $196,600 according to Zillow and Census data.

What is the median income in La Crosse?

The median household income in La Crosse is $53,803 per year (2023 ACS 5-year estimates).

What is the sales tax in La Crosse, WI?

The combined state and local sales tax rate in La Crosse is 5.4%. The Wisconsin state income tax top rate is 7.7%.

Is La Crosse, WI affordable?

Yes, La Crosse is generally considered affordable, with a cost of living index of 68 — about 32% below the US national average of 100.

What is the weather like in La Crosse?

La Crosse has average high temperatures of 58.6°F and average lows of 39.1°F. Annual precipitation is 35.2". Average annual snowfall is 46.3". Data from NOAA 1991–2020 Climate Normals.

La Crosse at a Glance

Population
51,791
Median Income
$53,803
Home Value
$196,600
Median Rent
$977/mo
Unemployment
3.5%
Avg High Temp
58.6°F
Sales Tax
5.4%
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