Cost of Living in French Island, WI

Population 4,235 · Wisconsin · Data vintage 2023

69
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives French Island a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $198,000. Unemployment has stayed elevated relative to the national figure — 10.7% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

French Island is about 60 miles east of Rochester, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 31% lower than Rochester's $288,000.

Cost Overview

Housing 65
Rent 75

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in French Island

The median home value in French Island is $198,200 — 35% below the national median of $305,000. Median rent runs $983/month, 25% lower than the national median of $1,314/month. The median household income of $59,462/year is 20% lower than the US median of $74,580. The local unemployment rate is 10.7%, above the national average of 4.8%. Wisconsin's top state income tax rate is 7.7% and the combined sales tax is 5.4%. The climate averages highs of 58.6°F and lows of 39.1°F, with about 46.3" of annual snowfall. Overall, French Island has a cost of living index of 69 versus the US average of 100, meaning it is 31% less expensive.

🏠 Housing

Median Home Value
$198,200
35% below avg
Median Rent
$983/mo
25% below avg
Price-to-Rent Ratio
16.8x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$712
1 BR
$781
2 BR
$997
3 BR
$1,290
4 BR
$1,448
Owner-occupied 76.7%
Renter-occupied 23.4%

💰 Estimated Monthly Budget

Rent median rent
$983
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,597/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
17.3 min
36% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.8%

Commute Mode

Drove alone
75.8%
Carpooled
9.5%
Walked
2.8%
Work from home
9.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 7.7%
Total Sales Tax 5.4%
State rate 5.0%
Avg local rate 0.4%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$59,462
20% below avg
Per Capita Income
$36,385
Unemployment Rate
10.7%
122% above avg
Poverty Rate
14.3%
Labor Force Participation
65.9%

🎓 Education

Bachelor's degree+ 17.3%
Graduate degree 9.5%

👥 Demographics

Median Age 47.3
Male median age 51
Female median age 41.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
58.6°F
Avg Low
39.1°F
Annual Precip
35.2"
Annual Snowfall
46.3"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 273346607282858376624633
Low °F 111426385060656254423018
Precip" 1.251.192.043.754.335.084.233.903.632.491.851.49
Snow" 11.89.77.32.90.00.00.00.00.00.33.410.9

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 45 — Good
58.7%
Good air days/yr
181
Max AQI recorded
220
PM2.5 days
119
Ozone days

Frequently Asked Questions

What is the cost of living in French Island, WI?

French Island has a cost index of 69 (100 = national average). It is 31% below the national average.

What is average rent in French Island, WI?

The median gross rent in French Island is $983 per month based on 2023 Census data.

What is the average home price in French Island?

The median home value in French Island is $198,200 according to 2023 Census ACS data.

What is the median income in French Island?

The median household income in French Island is $59,462 per year (2023 ACS 5-year estimates).

What is the sales tax in French Island, WI?

The combined state and local sales tax rate in French Island is 5.4%. The Wisconsin state income tax top rate is 7.7%.

Is French Island, WI affordable?

Yes, French Island is generally considered affordable, with a cost of living index of 69 — about 31% below the US national average of 100.

What is the weather like in French Island?

French Island has average high temperatures of 58.6°F and average lows of 39.1°F. Annual precipitation is 35.2". Average annual snowfall is 46.3". Data from NOAA 1991–2020 Climate Normals.

French Island at a Glance

Population
4,235
Median Income
$59,462
Home Value
$198,200
Median Rent
$983/mo
Unemployment
10.7%
Avg High Temp
58.6°F
Sales Tax
5.4%
View all cities in Wisconsin →
🗺️ County data for Wisconsin

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs