Cost of Living in Onalaska, WI

Population 18,909 · Wisconsin · Data vintage 2023

88
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Onalaska a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $279,000.

Geographically, Onalaska is about 65 miles east of Rochester, the nearest large metro. Housing prices track closely with Rochester's $288,000 median.

Cost Overview

Housing 92
Rent 83

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Onalaska

The median home value in Onalaska is $279,100 — 8% below the national median of $305,000. Median rent runs $1,096/month, 17% lower than the national median of $1,314/month. The median household income of $84,898/year is 14% higher than the US median of $74,580. The local unemployment rate is 3.3%, below the national average of 4.8%. Wisconsin's top state income tax rate is 7.7% and the combined sales tax is 5.4%. The climate averages highs of 58.6°F and lows of 39.1°F, with about 46.3" of annual snowfall. Overall, Onalaska has a cost of living index of 88 versus the US average of 100, meaning it is 12% less expensive.

🏠 Housing

Median Home Value
$279,100
8% below avg
Zillow Home Value
$352,326
Zillow ZHVI
Median Rent
$1,096/mo
17% below avg
Zillow Rent
$1,401/mo
Zillow ZORI
Price-to-Rent Ratio
21.2x
Favors renting
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$712
1 BR
$781
2 BR
$997
3 BR
$1,290
4 BR
$1,448
Owner-occupied 63.0%
Renter-occupied 37.0%

💰 Estimated Monthly Budget

Rent median rent
$1,096
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,710/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
19.4 min
28% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.1%

Commute Mode

Drove alone
83.2%
Carpooled
7.2%
Walked
0.9%
Bicycle
0.2%
Work from home
8.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 7.7%
Total Sales Tax 5.4%
State rate 5.0%
Avg local rate 0.4%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$84,898
14% above avg
Per Capita Income
$50,428
Unemployment Rate
3.3%
32% below avg
Poverty Rate
5.9%
Labor Force Participation
68.2%

🎓 Education

Bachelor's degree+ 25.1%
Graduate degree 16.3%

👥 Demographics

Median Age 40.3
Male median age 38.9
Female median age 41.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
58.6°F
Avg Low
39.1°F
Annual Precip
35.2"
Annual Snowfall
46.3"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 273346607282858376624633
Low °F 111426385060656254423018
Precip" 1.251.192.043.754.335.084.233.903.632.491.851.49
Snow" 11.89.77.32.90.00.00.00.00.00.33.410.9

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 45 — Good
58.7%
Good air days/yr
181
Max AQI recorded
220
PM2.5 days
119
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
14.2:1
Student-teacher ratio
5
Public schools
3,171
Total enrollment

Frequently Asked Questions

What is the cost of living in Onalaska, WI?

Onalaska has a cost index of 88 (100 = national average). It is 12% below the national average.

What is average rent in Onalaska, WI?

The median gross rent in Onalaska is $1,096 per month based on 2023 Census data.

What is the average home price in Onalaska?

The median home value in Onalaska is $279,100 according to Zillow and Census data.

What is the median income in Onalaska?

The median household income in Onalaska is $84,898 per year (2023 ACS 5-year estimates).

What is the sales tax in Onalaska, WI?

The combined state and local sales tax rate in Onalaska is 5.4%. The Wisconsin state income tax top rate is 7.7%.

Is Onalaska, WI affordable?

Yes, Onalaska is generally considered affordable, with a cost of living index of 88 — about 12% below the US national average of 100.

What is the weather like in Onalaska?

Onalaska has average high temperatures of 58.6°F and average lows of 39.1°F. Annual precipitation is 35.2". Average annual snowfall is 46.3". Data from NOAA 1991–2020 Climate Normals.

Onalaska at a Glance

Population
18,909
Median Income
$84,898
Home Value
$279,100
Median Rent
$1,096/mo
Unemployment
3.3%
Avg High Temp
58.6°F
Sales Tax
5.4%
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