Cost of Living in St. Clair Shores, MI
Population 58,287 · Michigan · Data vintage 2023
(100 = US avg)
Buyers in St. Clair Shores can reasonably expect a home to cost less than three years of household income — $196,000 against $72,693 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country.
Geographically, St. Clair Shores sits roughly 7 miles east of Warren. Median home values run roughly 8% higher than Warren's $182,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in St. Clair Shores
The median home value in St. Clair Shores is $196,400 — 36% below the national median of $305,000. Median rent runs $1,143/month, 13% lower than the national median of $1,314/month. The median household income of $72,693/year is 3% lower than the US median of $74,580. The local unemployment rate is 4.5%, below the national average of 4.8%. Michigan's top state income tax rate is 4.3% and the combined sales tax is 6.0%. Overall, St. Clair Shores has a cost of living index of 73 versus the US average of 100, meaning it is 27% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in St. Clair Shores, MI?
St. Clair Shores has a cost index of 73 (100 = national average). It is 27% below the national average.
What is average rent in St. Clair Shores, MI?
The median gross rent in St. Clair Shores is $1,143 per month based on 2023 Census data.
What is the average home price in St. Clair Shores?
The median home value in St. Clair Shores is $196,400 according to 2023 Census ACS data.
What is the median income in St. Clair Shores?
The median household income in St. Clair Shores is $72,693 per year (2023 ACS 5-year estimates).
What is the sales tax in St. Clair Shores, MI?
The combined state and local sales tax rate in St. Clair Shores is 6.0%. The Michigan state income tax top rate is 4.3%.
Is St. Clair Shores, MI affordable?
Yes, St. Clair Shores is generally considered affordable, with a cost of living index of 73 — about 27% below the US national average of 100.
St. Clair Shores at a Glance
- Population
- 58,287
- Median Income
- $72,693
- Home Value
- $196,400
- Median Rent
- $1,143/mo
- Unemployment
- 4.5%
- Sales Tax
- 6.0%
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Michigan Rankings
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