Cost of Living in Oshkosh, WI

Population 66,247 · Wisconsin · Data vintage 2023

61
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of Oshkosh's cost indicators track within a reasonable band of national figures, with median household incomes near $61,929 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail. The labor market has been unusually tight, with unemployment around 2.6% — below most comparable cities in the state.

Geographically, Oshkosh is about 45 miles southwest of Green Bay, the nearest large metro. Median home values run roughly 12% lower than Green Bay's $192,000.

Cost Overview

Housing 55
Rent 69

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Oshkosh

The median home value in Oshkosh is $168,400 — 45% below the national median of $305,000. Median rent runs $908/month, 31% lower than the national median of $1,314/month. The median household income of $61,929/year is 17% lower than the US median of $74,580. The local unemployment rate is 2.6%, below the national average of 4.8%. Wisconsin's top state income tax rate is 7.7% and the combined sales tax is 5.4%. The climate averages highs of 55.3°F and lows of 37.3°F. Overall, Oshkosh has a cost of living index of 61 versus the US average of 100, meaning it is 39% less expensive.

🏠 Housing

Median Home Value
$168,400
45% below avg
Zillow Home Value
$246,778
Zillow ZHVI
Median Rent
$908/mo
31% below avg
Zillow Rent
$1,139/mo
Zillow ZORI
Price-to-Rent Ratio
15.5x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$712
1 BR
$781
2 BR
$997
3 BR
$1,290
4 BR
$1,448
Owner-occupied 54.4%
Renter-occupied 45.6%

💰 Estimated Monthly Budget

Rent median rent
$908
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,522/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
18.8 min
30% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.4%

Commute Mode

Drove alone
76.9%
Carpooled
8.2%
Public transit
1.0%
Walked
3.5%
Bicycle
1.3%
Work from home
8.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 7.7%
Total Sales Tax 5.4%
State rate 5.0%
Avg local rate 0.4%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$61,929
17% below avg
Per Capita Income
$32,748
Unemployment Rate
2.6%
45% below avg
Poverty Rate
15.9%
Labor Force Participation
64.7%

🎓 Education

Bachelor's degree+ 18.8%
Graduate degree 8.5%

👥 Demographics

Median Age 34.2
Male median age 34.1
Female median age 34.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
55.3°F
Avg Low
37.3°F
Annual Precip
30.6"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 263042556777817972594432
Low °F 111424364757616051402918
Precip" 1.110.831.742.893.604.653.693.203.002.761.821.27

🏫 Schools

NCES CCD 2019 — public school district data

88%
4-Year Graduation Rate
12.9:1
Student-teacher ratio
22
Public schools
9,747
Total enrollment

Frequently Asked Questions

What is the cost of living in Oshkosh, WI?

Oshkosh has a cost index of 61 (100 = national average). It is 39% below the national average.

What is average rent in Oshkosh, WI?

The median gross rent in Oshkosh is $908 per month based on 2023 Census data.

What is the average home price in Oshkosh?

The median home value in Oshkosh is $168,400 according to Zillow and Census data.

What is the median income in Oshkosh?

The median household income in Oshkosh is $61,929 per year (2023 ACS 5-year estimates).

What is the sales tax in Oshkosh, WI?

The combined state and local sales tax rate in Oshkosh is 5.4%. The Wisconsin state income tax top rate is 7.7%.

Is Oshkosh, WI affordable?

Yes, Oshkosh is generally considered affordable, with a cost of living index of 61 — about 39% below the US national average of 100.

What is the weather like in Oshkosh?

Oshkosh has average high temperatures of 55.3°F and average lows of 37.3°F. Annual precipitation is 30.6". Data from NOAA 1991–2020 Climate Normals.

Oshkosh at a Glance

Population
66,247
Median Income
$61,929
Home Value
$168,400
Median Rent
$908/mo
Unemployment
2.6%
Avg High Temp
55.3°F
Sales Tax
5.4%
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Explore county-level cost of living data

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