Cost of Living in Ormond Beach, FL

Population 43,514 · Florida · Data vintage 2023

104
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

The Ormond Beach cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $320,000, rents near $1,332 a month. An unemployment rate of 3.0% points to a labor market well on the tight side of the national distribution.

Geographically, Ormond Beach is about 60 miles north of Orlando, the nearest large metro. Median home values run roughly 11% lower than Orlando's $359,000.

Cost Overview

Housing 105
Rent 101

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Ormond Beach

The median home value in Ormond Beach is $320,300 — 5% above the national median of $305,000. Median rent runs $1,332/month, 1% higher than the national median of $1,314/month. The median household income of $67,482/year is 10% lower than the US median of $74,580. The local unemployment rate is 3.0%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Ormond Beach has a cost of living index of 104 versus the US average of 100, meaning it is 4% more expensive.

🏠 Housing

Median Home Value
$320,300
5% above avg
Zillow Home Value
$359,799
Zillow ZHVI
Median Rent
$1,332/mo
1% above avg
Zillow Rent
$2,055/mo
Zillow ZORI
Price-to-Rent Ratio
20.0x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 77.3%
Renter-occupied 22.8%

💰 Estimated Monthly Budget

Rent median rent
$1,332
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,946/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.1 min
11% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
12.9%

Commute Mode

Drove alone
77.1%
Carpooled
5.8%
Public transit
0.5%
Walked
1.5%
Bicycle
0.6%
Work from home
12.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$67,482
10% below avg
Per Capita Income
$44,176
Unemployment Rate
3.0%
38% below avg
Poverty Rate
10.4%
Labor Force Participation
53.7%

🎓 Education

Bachelor's degree+ 23.7%
Graduate degree 12.1%

👥 Demographics

Median Age 53.3
Male median age 50.3
Female median age 55.6

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
71.8%
Good air days/yr
118
Max AQI recorded
216
PM2.5 days
149
Ozone days

Frequently Asked Questions

What is the cost of living in Ormond Beach, FL?

Ormond Beach has a cost index of 104 (100 = national average). It is 4% above the national average.

What is average rent in Ormond Beach, FL?

The median gross rent in Ormond Beach is $1,332 per month based on 2023 Census data.

What is the average home price in Ormond Beach?

The median home value in Ormond Beach is $320,300 according to Zillow and Census data.

What is the median income in Ormond Beach?

The median household income in Ormond Beach is $67,482 per year (2023 ACS 5-year estimates).

What is the sales tax in Ormond Beach, FL?

The combined state and local sales tax rate in Ormond Beach is 7.0%. Florida has no state income tax.

Is Ormond Beach, FL affordable?

Ormond Beach is near the national average in terms of cost of living, with an index of 104 (100 = US average).